LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,135
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$99,125
−HK$3,039/mo
Today · 4.125%
HK$102,164
baseline
▲ 0.50% · 4.625%
HK$108,380
+HK$6,216/mo
Deposit HK$21.08M · loan HK$21.08M · min. income ≈ HK$204,328/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$1,791,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,949
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$109,818
−HK$2,909/mo
Today · 4.125%
HK$112,727
baseline
▲ 0.50% · 4.625%
HK$118,669
+HK$5,942/mo
Deposit HK$21.08M · loan HK$21.08M · min. income ≈ HK$225,454/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$1,791,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,362
−HK$7,234/mo
▼ 0.25% · 3.875%
HK$118,950
−HK$3,646/mo
Today · 4.125%
HK$122,596
baseline
▲ 0.50% · 4.625%
HK$130,056
+HK$7,460/mo
Deposit HK$16.86M · loan HK$25.30M · min. income ≈ HK$245,192/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,791,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,339
−HK$6,934/mo
▼ 0.25% · 3.875%
HK$131,781
−HK$3,492/mo
Today · 4.125%
HK$135,273
baseline
▲ 0.50% · 4.625%
HK$142,403
+HK$7,130/mo
Deposit HK$16.86M · loan HK$25.30M · min. income ≈ HK$270,546/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,791,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,589
−HK$8,440/mo
▼ 0.25% · 3.875%
HK$138,776
−HK$4,253/mo
Today · 4.125%
HK$143,029
baseline
▲ 0.50% · 4.625%
HK$151,732
+HK$8,703/mo
Deposit HK$12.65M · loan HK$29.51M · min. income ≈ HK$286,058/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,791,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,729
−HK$8,089/mo
▼ 0.25% · 3.875%
HK$153,745
−HK$4,073/mo
Today · 4.125%
HK$157,818
baseline
▲ 0.50% · 4.625%
HK$166,137
+HK$8,319/mo
Deposit HK$12.65M · loan HK$29.51M · min. income ≈ HK$315,636/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,791,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,043
−HK$10,851/mo
▼ 0.25% · 3.875%
HK$178,426
−HK$5,468/mo
Today · 4.125%
HK$183,894
baseline
▲ 0.50% · 4.625%
HK$195,084
+HK$11,190/mo
Deposit HK$4.22M · loan HK$37.94M · min. income ≈ HK$367,788/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,791,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,509
−HK$10,400/mo
▼ 0.25% · 3.875%
HK$197,672
−HK$5,237/mo
Today · 4.125%
HK$202,909
baseline
▲ 0.50% · 4.625%
HK$213,605
+HK$10,696/mo
Deposit HK$4.22M · loan HK$37.94M · min. income ≈ HK$405,818/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,791,790 · Scale 2, in force from 26 Feb 2026)