LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,141
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$99,132
−HK$3,038/mo
Today · 4.125%
HK$102,170
baseline
▲ 0.50% · 4.625%
HK$108,387
+HK$6,217/mo
Deposit HK$21.08M · loan HK$21.08M · min. income ≈ HK$204,340/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$1,791,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,956
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$109,825
−HK$2,910/mo
Today · 4.125%
HK$112,735
baseline
▲ 0.50% · 4.625%
HK$118,677
+HK$5,942/mo
Deposit HK$21.08M · loan HK$21.08M · min. income ≈ HK$225,470/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$1,791,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,369
−HK$7,235/mo
▼ 0.25% · 3.875%
HK$118,958
−HK$3,646/mo
Today · 4.125%
HK$122,604
baseline
▲ 0.50% · 4.625%
HK$130,064
+HK$7,460/mo
Deposit HK$16.86M · loan HK$25.30M · min. income ≈ HK$245,208/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,791,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,347
−HK$6,935/mo
▼ 0.25% · 3.875%
HK$131,790
−HK$3,492/mo
Today · 4.125%
HK$135,282
baseline
▲ 0.50% · 4.625%
HK$142,412
+HK$7,130/mo
Deposit HK$16.86M · loan HK$25.30M · min. income ≈ HK$270,564/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,791,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,598
−HK$8,440/mo
▼ 0.25% · 3.875%
HK$138,784
−HK$4,254/mo
Today · 4.125%
HK$143,038
baseline
▲ 0.50% · 4.625%
HK$151,742
+HK$8,704/mo
Deposit HK$12.65M · loan HK$29.51M · min. income ≈ HK$286,076/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,791,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,739
−HK$8,089/mo
▼ 0.25% · 3.875%
HK$153,754
−HK$4,074/mo
Today · 4.125%
HK$157,828
baseline
▲ 0.50% · 4.625%
HK$166,148
+HK$8,320/mo
Deposit HK$12.65M · loan HK$29.51M · min. income ≈ HK$315,656/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,791,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,054
−HK$10,852/mo
▼ 0.25% · 3.875%
HK$178,437
−HK$5,469/mo
Today · 4.125%
HK$183,906
baseline
▲ 0.50% · 4.625%
HK$195,096
+HK$11,190/mo
Deposit HK$4.22M · loan HK$37.95M · min. income ≈ HK$367,812/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,791,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,521
−HK$10,401/mo
▼ 0.25% · 3.875%
HK$197,684
−HK$5,238/mo
Today · 4.125%
HK$202,922
baseline
▲ 0.50% · 4.625%
HK$213,619
+HK$10,697/mo
Deposit HK$4.22M · loan HK$37.95M · min. income ≈ HK$405,844/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,791,904 · Scale 2, in force from 26 Feb 2026)