LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,147
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$99,137
−HK$3,039/mo
Today · 4.125%
HK$102,176
baseline
▲ 0.50% · 4.625%
HK$108,393
+HK$6,217/mo
Deposit HK$21.08M · loan HK$21.08M · min. income ≈ HK$204,352/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$1,792,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,962
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$109,831
−HK$2,910/mo
Today · 4.125%
HK$112,741
baseline
▲ 0.50% · 4.625%
HK$118,684
+HK$5,943/mo
Deposit HK$21.08M · loan HK$21.08M · min. income ≈ HK$225,482/mo (50% DSR)
Upfront cash ≈ HK$22.87M (deposit + AVD stamp duty HK$1,792,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,376
−HK$7,235/mo
▼ 0.25% · 3.875%
HK$118,965
−HK$3,646/mo
Today · 4.125%
HK$122,611
baseline
▲ 0.50% · 4.625%
HK$130,072
+HK$7,461/mo
Deposit HK$16.87M · loan HK$25.30M · min. income ≈ HK$245,222/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,792,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,355
−HK$6,934/mo
▼ 0.25% · 3.875%
HK$131,797
−HK$3,492/mo
Today · 4.125%
HK$135,289
baseline
▲ 0.50% · 4.625%
HK$142,420
+HK$7,131/mo
Deposit HK$16.87M · loan HK$25.30M · min. income ≈ HK$270,578/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,792,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,605
−HK$8,441/mo
▼ 0.25% · 3.875%
HK$138,792
−HK$4,254/mo
Today · 4.125%
HK$143,046
baseline
▲ 0.50% · 4.625%
HK$151,750
+HK$8,704/mo
Deposit HK$12.65M · loan HK$29.52M · min. income ≈ HK$286,092/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,792,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,747
−HK$8,090/mo
▼ 0.25% · 3.875%
HK$153,763
−HK$4,074/mo
Today · 4.125%
HK$157,837
baseline
▲ 0.50% · 4.625%
HK$166,157
+HK$8,320/mo
Deposit HK$12.65M · loan HK$29.52M · min. income ≈ HK$315,674/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,792,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,064
−HK$10,852/mo
▼ 0.25% · 3.875%
HK$178,447
−HK$5,469/mo
Today · 4.125%
HK$183,916
baseline
▲ 0.50% · 4.625%
HK$195,107
+HK$11,191/mo
Deposit HK$4.22M · loan HK$37.95M · min. income ≈ HK$367,832/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,792,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,532
−HK$10,402/mo
▼ 0.25% · 3.875%
HK$197,695
−HK$5,239/mo
Today · 4.125%
HK$202,934
baseline
▲ 0.50% · 4.625%
HK$213,631
+HK$10,697/mo
Deposit HK$4.22M · loan HK$37.95M · min. income ≈ HK$405,868/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,792,005 · Scale 2, in force from 26 Feb 2026)