LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,158
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$99,149
−HK$3,039/mo
Today · 4.125%
HK$102,188
baseline
▲ 0.50% · 4.625%
HK$108,406
+HK$6,218/mo
Deposit HK$21.08M · loan HK$21.08M · min. income ≈ HK$204,376/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$1,792,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,975
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$109,844
−HK$2,911/mo
Today · 4.125%
HK$112,755
baseline
▲ 0.50% · 4.625%
HK$118,698
+HK$5,943/mo
Deposit HK$21.08M · loan HK$21.08M · min. income ≈ HK$225,510/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$1,792,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,390
−HK$7,236/mo
▼ 0.25% · 3.875%
HK$118,979
−HK$3,647/mo
Today · 4.125%
HK$122,626
baseline
▲ 0.50% · 4.625%
HK$130,087
+HK$7,461/mo
Deposit HK$16.87M · loan HK$25.30M · min. income ≈ HK$245,252/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,792,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,370
−HK$6,936/mo
▼ 0.25% · 3.875%
HK$131,813
−HK$3,493/mo
Today · 4.125%
HK$135,306
baseline
▲ 0.50% · 4.625%
HK$142,438
+HK$7,132/mo
Deposit HK$16.87M · loan HK$25.30M · min. income ≈ HK$270,612/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,792,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,622
−HK$8,442/mo
▼ 0.25% · 3.875%
HK$138,809
−HK$4,255/mo
Today · 4.125%
HK$143,064
baseline
▲ 0.50% · 4.625%
HK$151,769
+HK$8,705/mo
Deposit HK$12.65M · loan HK$29.52M · min. income ≈ HK$286,128/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,792,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,765
−HK$8,092/mo
▼ 0.25% · 3.875%
HK$153,782
−HK$4,075/mo
Today · 4.125%
HK$157,857
baseline
▲ 0.50% · 4.625%
HK$166,177
+HK$8,320/mo
Deposit HK$12.65M · loan HK$29.52M · min. income ≈ HK$315,714/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,792,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,085
−HK$10,854/mo
▼ 0.25% · 3.875%
HK$178,469
−HK$5,470/mo
Today · 4.125%
HK$183,939
baseline
▲ 0.50% · 4.625%
HK$195,131
+HK$11,192/mo
Deposit HK$4.22M · loan HK$37.95M · min. income ≈ HK$367,878/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,792,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,555
−HK$10,403/mo
▼ 0.25% · 3.875%
HK$197,719
−HK$5,239/mo
Today · 4.125%
HK$202,958
baseline
▲ 0.50% · 4.625%
HK$213,657
+HK$10,699/mo
Deposit HK$4.22M · loan HK$37.95M · min. income ≈ HK$405,916/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,792,223 · Scale 2, in force from 26 Feb 2026)