LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,163
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$99,154
−HK$3,039/mo
Today · 4.125%
HK$102,193
baseline
▲ 0.50% · 4.625%
HK$108,411
+HK$6,218/mo
Deposit HK$21.09M · loan HK$21.09M · min. income ≈ HK$204,386/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$1,792,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,980
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$109,849
−HK$2,911/mo
Today · 4.125%
HK$112,760
baseline
▲ 0.50% · 4.625%
HK$118,703
+HK$5,943/mo
Deposit HK$21.09M · loan HK$21.09M · min. income ≈ HK$225,520/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$1,792,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,395
−HK$7,236/mo
▼ 0.25% · 3.875%
HK$118,985
−HK$3,646/mo
Today · 4.125%
HK$122,631
baseline
▲ 0.50% · 4.625%
HK$130,093
+HK$7,462/mo
Deposit HK$16.87M · loan HK$25.30M · min. income ≈ HK$245,262/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,792,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,376
−HK$6,936/mo
▼ 0.25% · 3.875%
HK$131,819
−HK$3,493/mo
Today · 4.125%
HK$135,312
baseline
▲ 0.50% · 4.625%
HK$142,444
+HK$7,132/mo
Deposit HK$16.87M · loan HK$25.30M · min. income ≈ HK$270,624/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,792,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,628
−HK$8,442/mo
▼ 0.25% · 3.875%
HK$138,815
−HK$4,255/mo
Today · 4.125%
HK$143,070
baseline
▲ 0.50% · 4.625%
HK$151,775
+HK$8,705/mo
Deposit HK$12.65M · loan HK$29.52M · min. income ≈ HK$286,140/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,792,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,772
−HK$8,092/mo
▼ 0.25% · 3.875%
HK$153,789
−HK$4,075/mo
Today · 4.125%
HK$157,864
baseline
▲ 0.50% · 4.625%
HK$166,185
+HK$8,321/mo
Deposit HK$12.65M · loan HK$29.52M · min. income ≈ HK$315,728/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,792,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,093
−HK$10,854/mo
▼ 0.25% · 3.875%
HK$178,477
−HK$5,470/mo
Today · 4.125%
HK$183,947
baseline
▲ 0.50% · 4.625%
HK$195,140
+HK$11,193/mo
Deposit HK$4.22M · loan HK$37.95M · min. income ≈ HK$367,894/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,792,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,564
−HK$10,403/mo
▼ 0.25% · 3.875%
HK$197,728
−HK$5,239/mo
Today · 4.125%
HK$202,967
baseline
▲ 0.50% · 4.625%
HK$213,666
+HK$10,699/mo
Deposit HK$4.22M · loan HK$37.95M · min. income ≈ HK$405,934/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,792,303 · Scale 2, in force from 26 Feb 2026)