LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,167
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$99,158
−HK$3,039/mo
Today · 4.125%
HK$102,197
baseline
▲ 0.50% · 4.625%
HK$108,416
+HK$6,219/mo
Deposit HK$21.09M · loan HK$21.09M · min. income ≈ HK$204,394/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$1,792,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,985
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$109,854
−HK$2,911/mo
Today · 4.125%
HK$112,765
baseline
▲ 0.50% · 4.625%
HK$118,709
+HK$5,944/mo
Deposit HK$21.09M · loan HK$21.09M · min. income ≈ HK$225,530/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$1,792,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,400
−HK$7,237/mo
▼ 0.25% · 3.875%
HK$118,990
−HK$3,647/mo
Today · 4.125%
HK$122,637
baseline
▲ 0.50% · 4.625%
HK$130,099
+HK$7,462/mo
Deposit HK$16.87M · loan HK$25.30M · min. income ≈ HK$245,274/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,792,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,381
−HK$6,937/mo
▼ 0.25% · 3.875%
HK$131,825
−HK$3,493/mo
Today · 4.125%
HK$135,318
baseline
▲ 0.50% · 4.625%
HK$142,450
+HK$7,132/mo
Deposit HK$16.87M · loan HK$25.30M · min. income ≈ HK$270,636/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,792,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,633
−HK$8,443/mo
▼ 0.25% · 3.875%
HK$138,821
−HK$4,255/mo
Today · 4.125%
HK$143,076
baseline
▲ 0.50% · 4.625%
HK$151,782
+HK$8,706/mo
Deposit HK$12.65M · loan HK$29.52M · min. income ≈ HK$286,152/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,792,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,778
−HK$8,092/mo
▼ 0.25% · 3.875%
HK$153,795
−HK$4,075/mo
Today · 4.125%
HK$157,870
baseline
▲ 0.50% · 4.625%
HK$166,192
+HK$8,322/mo
Deposit HK$12.65M · loan HK$29.52M · min. income ≈ HK$315,740/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,792,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,100
−HK$10,855/mo
▼ 0.25% · 3.875%
HK$178,485
−HK$5,470/mo
Today · 4.125%
HK$183,955
baseline
▲ 0.50% · 4.625%
HK$195,148
+HK$11,193/mo
Deposit HK$4.22M · loan HK$37.96M · min. income ≈ HK$367,910/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,792,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,572
−HK$10,404/mo
▼ 0.25% · 3.875%
HK$197,737
−HK$5,239/mo
Today · 4.125%
HK$202,976
baseline
▲ 0.50% · 4.625%
HK$213,675
+HK$10,699/mo
Deposit HK$4.22M · loan HK$37.96M · min. income ≈ HK$405,952/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,792,381 · Scale 2, in force from 26 Feb 2026)