LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,170
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$99,162
−HK$3,039/mo
Today · 4.125%
HK$102,201
baseline
▲ 0.50% · 4.625%
HK$108,420
+HK$6,219/mo
Deposit HK$21.09M · loan HK$21.09M · min. income ≈ HK$204,402/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$1,792,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,988
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$109,858
−HK$2,911/mo
Today · 4.125%
HK$112,769
baseline
▲ 0.50% · 4.625%
HK$118,713
+HK$5,944/mo
Deposit HK$21.09M · loan HK$21.09M · min. income ≈ HK$225,538/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$1,792,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,404
−HK$7,237/mo
▼ 0.25% · 3.875%
HK$118,994
−HK$3,647/mo
Today · 4.125%
HK$122,641
baseline
▲ 0.50% · 4.625%
HK$130,103
+HK$7,462/mo
Deposit HK$16.87M · loan HK$25.31M · min. income ≈ HK$245,282/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,792,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,386
−HK$6,936/mo
▼ 0.25% · 3.875%
HK$131,829
−HK$3,493/mo
Today · 4.125%
HK$135,322
baseline
▲ 0.50% · 4.625%
HK$142,455
+HK$7,133/mo
Deposit HK$16.87M · loan HK$25.31M · min. income ≈ HK$270,644/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,792,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,638
−HK$8,443/mo
▼ 0.25% · 3.875%
HK$138,826
−HK$4,255/mo
Today · 4.125%
HK$143,081
baseline
▲ 0.50% · 4.625%
HK$151,787
+HK$8,706/mo
Deposit HK$12.65M · loan HK$29.52M · min. income ≈ HK$286,162/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,792,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,784
−HK$8,092/mo
▼ 0.25% · 3.875%
HK$153,801
−HK$4,075/mo
Today · 4.125%
HK$157,876
baseline
▲ 0.50% · 4.625%
HK$166,198
+HK$8,322/mo
Deposit HK$12.65M · loan HK$29.52M · min. income ≈ HK$315,752/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,792,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,106
−HK$10,856/mo
▼ 0.25% · 3.875%
HK$178,491
−HK$5,471/mo
Today · 4.125%
HK$183,962
baseline
▲ 0.50% · 4.625%
HK$195,155
+HK$11,193/mo
Deposit HK$4.22M · loan HK$37.96M · min. income ≈ HK$367,924/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,792,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,579
−HK$10,404/mo
▼ 0.25% · 3.875%
HK$197,744
−HK$5,239/mo
Today · 4.125%
HK$202,983
baseline
▲ 0.50% · 4.625%
HK$213,683
+HK$10,700/mo
Deposit HK$4.22M · loan HK$37.96M · min. income ≈ HK$405,966/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,792,444 · Scale 2, in force from 26 Feb 2026)