LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,617
−HK$603/mo
▼ 0.25% · 3.875%
HK$9,916
−HK$304/mo
Today · 4.125%
HK$10,220
baseline
▲ 0.50% · 4.625%
HK$10,842
+HK$622/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$20,440/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$43,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,699
−HK$578/mo
▼ 0.25% · 3.875%
HK$10,986
−HK$291/mo
Today · 4.125%
HK$11,277
baseline
▲ 0.50% · 4.625%
HK$11,871
+HK$594/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$22,554/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$43,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,541
−HK$723/mo
▼ 0.25% · 3.875%
HK$11,900
−HK$364/mo
Today · 4.125%
HK$12,264
baseline
▲ 0.50% · 4.625%
HK$13,010
+HK$746/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$24,528/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$43,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,839
−HK$693/mo
▼ 0.25% · 3.875%
HK$13,183
−HK$349/mo
Today · 4.125%
HK$13,532
baseline
▲ 0.50% · 4.625%
HK$14,246
+HK$714/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$27,064/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$43,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,464
−HK$844/mo
▼ 0.25% · 3.875%
HK$13,883
−HK$425/mo
Today · 4.125%
HK$14,308
baseline
▲ 0.50% · 4.625%
HK$15,179
+HK$871/mo
Deposit HK$1.27M · loan HK$2.95M · min. income ≈ HK$28,616/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$43,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,979
−HK$809/mo
▼ 0.25% · 3.875%
HK$15,380
−HK$408/mo
Today · 4.125%
HK$15,788
baseline
▲ 0.50% · 4.625%
HK$16,620
+HK$832/mo
Deposit HK$1.27M · loan HK$2.95M · min. income ≈ HK$31,576/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$43,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,311
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,849
−HK$547/mo
Today · 4.125%
HK$18,396
baseline
▲ 0.50% · 4.625%
HK$19,516
+HK$1,120/mo
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$36,792/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$43,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,258
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,775
−HK$524/mo
Today · 4.125%
HK$20,299
baseline
▲ 0.50% · 4.625%
HK$21,369
+HK$1,070/mo
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$40,598/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$43,612 · Scale 2, in force from 26 Feb 2026)