LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,174
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$99,166
−HK$3,039/mo
Today · 4.125%
HK$102,205
baseline
▲ 0.50% · 4.625%
HK$108,424
+HK$6,219/mo
Deposit HK$21.09M · loan HK$21.09M · min. income ≈ HK$204,410/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$1,792,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,993
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$109,862
−HK$2,911/mo
Today · 4.125%
HK$112,773
baseline
▲ 0.50% · 4.625%
HK$118,718
+HK$5,945/mo
Deposit HK$21.09M · loan HK$21.09M · min. income ≈ HK$225,546/mo (50% DSR)
Upfront cash ≈ HK$22.88M (deposit + AVD stamp duty HK$1,792,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,409
−HK$7,237/mo
▼ 0.25% · 3.875%
HK$118,999
−HK$3,647/mo
Today · 4.125%
HK$122,646
baseline
▲ 0.50% · 4.625%
HK$130,109
+HK$7,463/mo
Deposit HK$16.87M · loan HK$25.31M · min. income ≈ HK$245,292/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,792,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,391
−HK$6,937/mo
▼ 0.25% · 3.875%
HK$131,835
−HK$3,493/mo
Today · 4.125%
HK$135,328
baseline
▲ 0.50% · 4.625%
HK$142,461
+HK$7,133/mo
Deposit HK$16.87M · loan HK$25.31M · min. income ≈ HK$270,656/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,792,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,644
−HK$8,443/mo
▼ 0.25% · 3.875%
HK$138,832
−HK$4,255/mo
Today · 4.125%
HK$143,087
baseline
▲ 0.50% · 4.625%
HK$151,794
+HK$8,707/mo
Deposit HK$12.65M · loan HK$29.52M · min. income ≈ HK$286,174/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,792,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,790
−HK$8,093/mo
▼ 0.25% · 3.875%
HK$153,807
−HK$4,076/mo
Today · 4.125%
HK$157,883
baseline
▲ 0.50% · 4.625%
HK$166,205
+HK$8,322/mo
Deposit HK$12.65M · loan HK$29.52M · min. income ≈ HK$315,766/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,792,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,114
−HK$10,855/mo
▼ 0.25% · 3.875%
HK$178,498
−HK$5,471/mo
Today · 4.125%
HK$183,969
baseline
▲ 0.50% · 4.625%
HK$195,164
+HK$11,195/mo
Deposit HK$4.22M · loan HK$37.96M · min. income ≈ HK$367,938/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,792,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,587
−HK$10,405/mo
▼ 0.25% · 3.875%
HK$197,752
−HK$5,240/mo
Today · 4.125%
HK$202,992
baseline
▲ 0.50% · 4.625%
HK$213,692
+HK$10,700/mo
Deposit HK$4.22M · loan HK$37.96M · min. income ≈ HK$405,984/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,792,521 · Scale 2, in force from 26 Feb 2026)