LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,619
−HK$603/mo
▼ 0.25% · 3.875%
HK$9,918
−HK$304/mo
Today · 4.125%
HK$10,222
baseline
▲ 0.50% · 4.625%
HK$10,844
+HK$622/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$20,444/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$43,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,701
−HK$578/mo
▼ 0.25% · 3.875%
HK$10,988
−HK$291/mo
Today · 4.125%
HK$11,279
baseline
▲ 0.50% · 4.625%
HK$11,874
+HK$595/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$22,558/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$43,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,543
−HK$724/mo
▼ 0.25% · 3.875%
HK$11,902
−HK$365/mo
Today · 4.125%
HK$12,267
baseline
▲ 0.50% · 4.625%
HK$13,013
+HK$746/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$24,534/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$43,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,841
−HK$694/mo
▼ 0.25% · 3.875%
HK$13,186
−HK$349/mo
Today · 4.125%
HK$13,535
baseline
▲ 0.50% · 4.625%
HK$14,249
+HK$714/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$27,070/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$43,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,467
−HK$844/mo
▼ 0.25% · 3.875%
HK$13,886
−HK$425/mo
Today · 4.125%
HK$14,311
baseline
▲ 0.50% · 4.625%
HK$15,182
+HK$871/mo
Deposit HK$1.27M · loan HK$2.95M · min. income ≈ HK$28,622/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$43,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,982
−HK$809/mo
▼ 0.25% · 3.875%
HK$15,383
−HK$408/mo
Today · 4.125%
HK$15,791
baseline
▲ 0.50% · 4.625%
HK$16,623
+HK$832/mo
Deposit HK$1.27M · loan HK$2.95M · min. income ≈ HK$31,582/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$43,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,314
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,853
−HK$547/mo
Today · 4.125%
HK$18,400
baseline
▲ 0.50% · 4.625%
HK$19,520
+HK$1,120/mo
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$36,800/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$43,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,262
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,779
−HK$524/mo
Today · 4.125%
HK$20,303
baseline
▲ 0.50% · 4.625%
HK$21,373
+HK$1,070/mo
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$40,606/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$43,782 · Scale 2, in force from 26 Feb 2026)