LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,200
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$99,193
−HK$3,040/mo
Today · 4.125%
HK$102,233
baseline
▲ 0.50% · 4.625%
HK$108,453
+HK$6,220/mo
Deposit HK$21.09M · loan HK$21.09M · min. income ≈ HK$204,466/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$1,793,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,022
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$109,892
−HK$2,912/mo
Today · 4.125%
HK$112,804
baseline
▲ 0.50% · 4.625%
HK$118,750
+HK$5,946/mo
Deposit HK$21.09M · loan HK$21.09M · min. income ≈ HK$225,608/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$1,793,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,440
−HK$7,239/mo
▼ 0.25% · 3.875%
HK$119,031
−HK$3,648/mo
Today · 4.125%
HK$122,679
baseline
▲ 0.50% · 4.625%
HK$130,144
+HK$7,465/mo
Deposit HK$16.88M · loan HK$25.31M · min. income ≈ HK$245,358/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,793,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,426
−HK$6,939/mo
▼ 0.25% · 3.875%
HK$131,871
−HK$3,494/mo
Today · 4.125%
HK$135,365
baseline
▲ 0.50% · 4.625%
HK$142,500
+HK$7,135/mo
Deposit HK$16.88M · loan HK$25.31M · min. income ≈ HK$270,730/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,793,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,680
−HK$8,446/mo
▼ 0.25% · 3.875%
HK$138,870
−HK$4,256/mo
Today · 4.125%
HK$143,126
baseline
▲ 0.50% · 4.625%
HK$151,835
+HK$8,709/mo
Deposit HK$12.66M · loan HK$29.53M · min. income ≈ HK$286,252/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,793,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,831
−HK$8,094/mo
▼ 0.25% · 3.875%
HK$153,849
−HK$4,076/mo
Today · 4.125%
HK$157,925
baseline
▲ 0.50% · 4.625%
HK$166,250
+HK$8,325/mo
Deposit HK$12.66M · loan HK$29.53M · min. income ≈ HK$315,850/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,793,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,160
−HK$10,859/mo
▼ 0.25% · 3.875%
HK$178,547
−HK$5,472/mo
Today · 4.125%
HK$184,019
baseline
▲ 0.50% · 4.625%
HK$195,216
+HK$11,197/mo
Deposit HK$4.22M · loan HK$37.97M · min. income ≈ HK$368,038/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,793,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,639
−HK$10,408/mo
▼ 0.25% · 3.875%
HK$197,806
−HK$5,241/mo
Today · 4.125%
HK$203,047
baseline
▲ 0.50% · 4.625%
HK$213,750
+HK$10,703/mo
Deposit HK$4.22M · loan HK$37.97M · min. income ≈ HK$406,094/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,793,005 · Scale 2, in force from 26 Feb 2026)