LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,204
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$99,197
−HK$3,040/mo
Today · 4.125%
HK$102,237
baseline
▲ 0.50% · 4.625%
HK$108,458
+HK$6,221/mo
Deposit HK$21.10M · loan HK$21.10M · min. income ≈ HK$204,474/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$1,793,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,026
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$109,897
−HK$2,912/mo
Today · 4.125%
HK$112,809
baseline
▲ 0.50% · 4.625%
HK$118,755
+HK$5,946/mo
Deposit HK$21.10M · loan HK$21.10M · min. income ≈ HK$225,618/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$1,793,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,445
−HK$7,239/mo
▼ 0.25% · 3.875%
HK$119,036
−HK$3,648/mo
Today · 4.125%
HK$122,684
baseline
▲ 0.50% · 4.625%
HK$130,150
+HK$7,466/mo
Deposit HK$16.88M · loan HK$25.31M · min. income ≈ HK$245,368/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,793,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,431
−HK$6,939/mo
▼ 0.25% · 3.875%
HK$131,876
−HK$3,494/mo
Today · 4.125%
HK$135,370
baseline
▲ 0.50% · 4.625%
HK$142,506
+HK$7,136/mo
Deposit HK$16.88M · loan HK$25.31M · min. income ≈ HK$270,740/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,793,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,686
−HK$8,446/mo
▼ 0.25% · 3.875%
HK$138,875
−HK$4,257/mo
Today · 4.125%
HK$143,132
baseline
▲ 0.50% · 4.625%
HK$151,841
+HK$8,709/mo
Deposit HK$12.66M · loan HK$29.53M · min. income ≈ HK$286,264/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,793,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,837
−HK$8,095/mo
▼ 0.25% · 3.875%
HK$153,855
−HK$4,077/mo
Today · 4.125%
HK$157,932
baseline
▲ 0.50% · 4.625%
HK$166,257
+HK$8,325/mo
Deposit HK$12.66M · loan HK$29.53M · min. income ≈ HK$315,864/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,793,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,168
−HK$10,859/mo
▼ 0.25% · 3.875%
HK$178,554
−HK$5,473/mo
Today · 4.125%
HK$184,027
baseline
▲ 0.50% · 4.625%
HK$195,224
+HK$11,197/mo
Deposit HK$4.22M · loan HK$37.97M · min. income ≈ HK$368,054/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,793,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,647
−HK$10,408/mo
▼ 0.25% · 3.875%
HK$197,814
−HK$5,241/mo
Today · 4.125%
HK$203,055
baseline
▲ 0.50% · 4.625%
HK$213,759
+HK$10,704/mo
Deposit HK$4.22M · loan HK$37.97M · min. income ≈ HK$406,110/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,793,079 · Scale 2, in force from 26 Feb 2026)