LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,213
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$99,206
−HK$3,040/mo
Today · 4.125%
HK$102,246
baseline
▲ 0.50% · 4.625%
HK$108,468
+HK$6,222/mo
Deposit HK$21.10M · loan HK$21.10M · min. income ≈ HK$204,492/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$1,793,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,036
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$109,907
−HK$2,912/mo
Today · 4.125%
HK$112,819
baseline
▲ 0.50% · 4.625%
HK$118,766
+HK$5,947/mo
Deposit HK$21.10M · loan HK$21.10M · min. income ≈ HK$225,638/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$1,793,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,456
−HK$7,240/mo
▼ 0.25% · 3.875%
HK$119,047
−HK$3,649/mo
Today · 4.125%
HK$122,696
baseline
▲ 0.50% · 4.625%
HK$130,161
+HK$7,465/mo
Deposit HK$16.88M · loan HK$25.32M · min. income ≈ HK$245,392/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,793,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,443
−HK$6,940/mo
▼ 0.25% · 3.875%
HK$131,888
−HK$3,495/mo
Today · 4.125%
HK$135,383
baseline
▲ 0.50% · 4.625%
HK$142,519
+HK$7,136/mo
Deposit HK$16.88M · loan HK$25.32M · min. income ≈ HK$270,766/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,793,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,698
−HK$8,447/mo
▼ 0.25% · 3.875%
HK$138,888
−HK$4,257/mo
Today · 4.125%
HK$143,145
baseline
▲ 0.50% · 4.625%
HK$151,855
+HK$8,710/mo
Deposit HK$12.66M · loan HK$29.54M · min. income ≈ HK$286,290/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,793,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,850
−HK$8,096/mo
▼ 0.25% · 3.875%
HK$153,869
−HK$4,077/mo
Today · 4.125%
HK$157,946
baseline
▲ 0.50% · 4.625%
HK$166,272
+HK$8,326/mo
Deposit HK$12.66M · loan HK$29.54M · min. income ≈ HK$315,892/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,793,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,183
−HK$10,861/mo
▼ 0.25% · 3.875%
HK$178,570
−HK$5,474/mo
Today · 4.125%
HK$184,044
baseline
▲ 0.50% · 4.625%
HK$195,242
+HK$11,198/mo
Deposit HK$4.22M · loan HK$37.97M · min. income ≈ HK$368,088/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,793,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,665
−HK$10,409/mo
▼ 0.25% · 3.875%
HK$197,832
−HK$5,242/mo
Today · 4.125%
HK$203,074
baseline
▲ 0.50% · 4.625%
HK$213,778
+HK$10,704/mo
Deposit HK$4.22M · loan HK$37.97M · min. income ≈ HK$406,148/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,793,244 · Scale 2, in force from 26 Feb 2026)