LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,215
−HK$6,034/mo
▼ 0.25% · 3.875%
HK$99,208
−HK$3,041/mo
Today · 4.125%
HK$102,249
baseline
▲ 0.50% · 4.625%
HK$108,470
+HK$6,221/mo
Deposit HK$21.10M · loan HK$21.10M · min. income ≈ HK$204,498/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$1,793,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,038
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$109,909
−HK$2,912/mo
Today · 4.125%
HK$112,821
baseline
▲ 0.50% · 4.625%
HK$118,768
+HK$5,947/mo
Deposit HK$21.10M · loan HK$21.10M · min. income ≈ HK$225,642/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$1,793,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,458
−HK$7,240/mo
▼ 0.25% · 3.875%
HK$119,050
−HK$3,648/mo
Today · 4.125%
HK$122,698
baseline
▲ 0.50% · 4.625%
HK$130,164
+HK$7,466/mo
Deposit HK$16.88M · loan HK$25.32M · min. income ≈ HK$245,396/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,793,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,446
−HK$6,940/mo
▼ 0.25% · 3.875%
HK$131,891
−HK$3,495/mo
Today · 4.125%
HK$135,386
baseline
▲ 0.50% · 4.625%
HK$142,522
+HK$7,136/mo
Deposit HK$16.88M · loan HK$25.32M · min. income ≈ HK$270,772/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,793,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,701
−HK$8,447/mo
▼ 0.25% · 3.875%
HK$138,891
−HK$4,257/mo
Today · 4.125%
HK$143,148
baseline
▲ 0.50% · 4.625%
HK$151,858
+HK$8,710/mo
Deposit HK$12.66M · loan HK$29.54M · min. income ≈ HK$286,296/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,793,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,854
−HK$8,096/mo
▼ 0.25% · 3.875%
HK$153,873
−HK$4,077/mo
Today · 4.125%
HK$157,950
baseline
▲ 0.50% · 4.625%
HK$166,276
+HK$8,326/mo
Deposit HK$12.66M · loan HK$29.54M · min. income ≈ HK$315,900/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,793,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,187
−HK$10,861/mo
▼ 0.25% · 3.875%
HK$178,574
−HK$5,474/mo
Today · 4.125%
HK$184,048
baseline
▲ 0.50% · 4.625%
HK$195,247
+HK$11,199/mo
Deposit HK$4.22M · loan HK$37.98M · min. income ≈ HK$368,096/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,793,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,669
−HK$10,409/mo
▼ 0.25% · 3.875%
HK$197,836
−HK$5,242/mo
Today · 4.125%
HK$203,078
baseline
▲ 0.50% · 4.625%
HK$213,783
+HK$10,705/mo
Deposit HK$4.22M · loan HK$37.98M · min. income ≈ HK$406,156/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,793,283 · Scale 2, in force from 26 Feb 2026)