LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,217
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$99,210
−HK$3,040/mo
Today · 4.125%
HK$102,250
baseline
▲ 0.50% · 4.625%
HK$108,472
+HK$6,222/mo
Deposit HK$21.10M · loan HK$21.10M · min. income ≈ HK$204,500/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$1,793,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,040
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$109,911
−HK$2,912/mo
Today · 4.125%
HK$112,823
baseline
▲ 0.50% · 4.625%
HK$118,770
+HK$5,947/mo
Deposit HK$21.10M · loan HK$21.10M · min. income ≈ HK$225,646/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$1,793,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,460
−HK$7,240/mo
▼ 0.25% · 3.875%
HK$119,052
−HK$3,648/mo
Today · 4.125%
HK$122,700
baseline
▲ 0.50% · 4.625%
HK$130,166
+HK$7,466/mo
Deposit HK$16.88M · loan HK$25.32M · min. income ≈ HK$245,400/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,793,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,448
−HK$6,940/mo
▼ 0.25% · 3.875%
HK$131,893
−HK$3,495/mo
Today · 4.125%
HK$135,388
baseline
▲ 0.50% · 4.625%
HK$142,524
+HK$7,136/mo
Deposit HK$16.88M · loan HK$25.32M · min. income ≈ HK$270,776/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,793,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,703
−HK$8,447/mo
▼ 0.25% · 3.875%
HK$138,893
−HK$4,257/mo
Today · 4.125%
HK$143,150
baseline
▲ 0.50% · 4.625%
HK$151,861
+HK$8,711/mo
Deposit HK$12.66M · loan HK$29.54M · min. income ≈ HK$286,300/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,793,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,856
−HK$8,096/mo
▼ 0.25% · 3.875%
HK$153,875
−HK$4,077/mo
Today · 4.125%
HK$157,952
baseline
▲ 0.50% · 4.625%
HK$166,278
+HK$8,326/mo
Deposit HK$12.66M · loan HK$29.54M · min. income ≈ HK$315,904/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,793,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,190
−HK$10,861/mo
▼ 0.25% · 3.875%
HK$178,577
−HK$5,474/mo
Today · 4.125%
HK$184,051
baseline
▲ 0.50% · 4.625%
HK$195,250
+HK$11,199/mo
Deposit HK$4.22M · loan HK$37.98M · min. income ≈ HK$368,102/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,793,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,672
−HK$10,410/mo
▼ 0.25% · 3.875%
HK$197,840
−HK$5,242/mo
Today · 4.125%
HK$203,082
baseline
▲ 0.50% · 4.625%
HK$213,786
+HK$10,704/mo
Deposit HK$4.22M · loan HK$37.98M · min. income ≈ HK$406,164/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,793,312 · Scale 2, in force from 26 Feb 2026)