LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,622
−HK$603/mo
▼ 0.25% · 3.875%
HK$9,921
−HK$304/mo
Today · 4.125%
HK$10,225
baseline
▲ 0.50% · 4.625%
HK$10,847
+HK$622/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$20,450/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$44,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,704
−HK$579/mo
▼ 0.25% · 3.875%
HK$10,991
−HK$292/mo
Today · 4.125%
HK$11,283
baseline
▲ 0.50% · 4.625%
HK$11,877
+HK$594/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$22,566/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$44,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,546
−HK$724/mo
▼ 0.25% · 3.875%
HK$11,905
−HK$365/mo
Today · 4.125%
HK$12,270
baseline
▲ 0.50% · 4.625%
HK$13,017
+HK$747/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$24,540/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$44,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,845
−HK$694/mo
▼ 0.25% · 3.875%
HK$13,190
−HK$349/mo
Today · 4.125%
HK$13,539
baseline
▲ 0.50% · 4.625%
HK$14,253
+HK$714/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$27,078/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$44,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,471
−HK$844/mo
▼ 0.25% · 3.875%
HK$13,890
−HK$425/mo
Today · 4.125%
HK$14,315
baseline
▲ 0.50% · 4.625%
HK$15,186
+HK$871/mo
Deposit HK$1.27M · loan HK$2.95M · min. income ≈ HK$28,630/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$44,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,986
−HK$810/mo
▼ 0.25% · 3.875%
HK$15,388
−HK$408/mo
Today · 4.125%
HK$15,796
baseline
▲ 0.50% · 4.625%
HK$16,628
+HK$832/mo
Deposit HK$1.27M · loan HK$2.95M · min. income ≈ HK$31,592/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$44,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,319
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,858
−HK$548/mo
Today · 4.125%
HK$18,406
baseline
▲ 0.50% · 4.625%
HK$19,525
+HK$1,119/mo
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$36,812/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$44,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,268
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,784
−HK$525/mo
Today · 4.125%
HK$20,309
baseline
▲ 0.50% · 4.625%
HK$21,379
+HK$1,070/mo
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$40,618/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$44,032 · Scale 2, in force from 26 Feb 2026)