LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,221
−HK$6,034/mo
▼ 0.25% · 3.875%
HK$99,214
−HK$3,041/mo
Today · 4.125%
HK$102,255
baseline
▲ 0.50% · 4.625%
HK$108,477
+HK$6,222/mo
Deposit HK$21.10M · loan HK$21.10M · min. income ≈ HK$204,510/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$1,793,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,045
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$109,916
−HK$2,912/mo
Today · 4.125%
HK$112,828
baseline
▲ 0.50% · 4.625%
HK$118,776
+HK$5,948/mo
Deposit HK$21.10M · loan HK$21.10M · min. income ≈ HK$225,656/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$1,793,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,465
−HK$7,241/mo
▼ 0.25% · 3.875%
HK$119,057
−HK$3,649/mo
Today · 4.125%
HK$122,706
baseline
▲ 0.50% · 4.625%
HK$130,173
+HK$7,467/mo
Deposit HK$16.88M · loan HK$25.32M · min. income ≈ HK$245,412/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,793,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,454
−HK$6,940/mo
▼ 0.25% · 3.875%
HK$131,899
−HK$3,495/mo
Today · 4.125%
HK$135,394
baseline
▲ 0.50% · 4.625%
HK$142,531
+HK$7,137/mo
Deposit HK$16.88M · loan HK$25.32M · min. income ≈ HK$270,788/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,793,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,710
−HK$8,447/mo
▼ 0.25% · 3.875%
HK$138,900
−HK$4,257/mo
Today · 4.125%
HK$143,157
baseline
▲ 0.50% · 4.625%
HK$151,868
+HK$8,711/mo
Deposit HK$12.66M · loan HK$29.54M · min. income ≈ HK$286,314/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,793,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,863
−HK$8,097/mo
▼ 0.25% · 3.875%
HK$153,882
−HK$4,078/mo
Today · 4.125%
HK$157,960
baseline
▲ 0.50% · 4.625%
HK$166,286
+HK$8,326/mo
Deposit HK$12.66M · loan HK$29.54M · min. income ≈ HK$315,920/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,793,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,198
−HK$10,861/mo
▼ 0.25% · 3.875%
HK$178,586
−HK$5,473/mo
Today · 4.125%
HK$184,059
baseline
▲ 0.50% · 4.625%
HK$195,259
+HK$11,200/mo
Deposit HK$4.22M · loan HK$37.98M · min. income ≈ HK$368,118/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,793,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,681
−HK$10,410/mo
▼ 0.25% · 3.875%
HK$197,849
−HK$5,242/mo
Today · 4.125%
HK$203,091
baseline
▲ 0.50% · 4.625%
HK$213,796
+HK$10,705/mo
Deposit HK$4.22M · loan HK$37.98M · min. income ≈ HK$406,182/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,793,396 · Scale 2, in force from 26 Feb 2026)