LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,225
−HK$6,034/mo
▼ 0.25% · 3.875%
HK$99,218
−HK$3,041/mo
Today · 4.125%
HK$102,259
baseline
▲ 0.50% · 4.625%
HK$108,481
+HK$6,222/mo
Deposit HK$21.10M · loan HK$21.10M · min. income ≈ HK$204,518/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$1,793,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,049
−HK$5,784/mo
▼ 0.25% · 3.875%
HK$109,920
−HK$2,913/mo
Today · 4.125%
HK$112,833
baseline
▲ 0.50% · 4.625%
HK$118,781
+HK$5,948/mo
Deposit HK$21.10M · loan HK$21.10M · min. income ≈ HK$225,666/mo (50% DSR)
Upfront cash ≈ HK$22.89M (deposit + AVD stamp duty HK$1,793,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,470
−HK$7,241/mo
▼ 0.25% · 3.875%
HK$119,062
−HK$3,649/mo
Today · 4.125%
HK$122,711
baseline
▲ 0.50% · 4.625%
HK$130,178
+HK$7,467/mo
Deposit HK$16.88M · loan HK$25.32M · min. income ≈ HK$245,422/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,793,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,459
−HK$6,941/mo
▼ 0.25% · 3.875%
HK$131,905
−HK$3,495/mo
Today · 4.125%
HK$135,400
baseline
▲ 0.50% · 4.625%
HK$142,537
+HK$7,137/mo
Deposit HK$16.88M · loan HK$25.32M · min. income ≈ HK$270,800/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,793,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,715
−HK$8,448/mo
▼ 0.25% · 3.875%
HK$138,906
−HK$4,257/mo
Today · 4.125%
HK$143,163
baseline
▲ 0.50% · 4.625%
HK$151,874
+HK$8,711/mo
Deposit HK$12.66M · loan HK$29.54M · min. income ≈ HK$286,326/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,793,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,869
−HK$8,097/mo
▼ 0.25% · 3.875%
HK$153,889
−HK$4,077/mo
Today · 4.125%
HK$157,966
baseline
▲ 0.50% · 4.625%
HK$166,293
+HK$8,327/mo
Deposit HK$12.66M · loan HK$29.54M · min. income ≈ HK$315,932/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,793,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,205
−HK$10,862/mo
▼ 0.25% · 3.875%
HK$178,593
−HK$5,474/mo
Today · 4.125%
HK$184,067
baseline
▲ 0.50% · 4.625%
HK$195,267
+HK$11,200/mo
Deposit HK$4.22M · loan HK$37.98M · min. income ≈ HK$368,134/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,793,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,689
−HK$10,410/mo
▼ 0.25% · 3.875%
HK$197,857
−HK$5,242/mo
Today · 4.125%
HK$203,099
baseline
▲ 0.50% · 4.625%
HK$213,805
+HK$10,706/mo
Deposit HK$4.22M · loan HK$37.98M · min. income ≈ HK$406,198/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,793,468 · Scale 2, in force from 26 Feb 2026)