LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,624
−HK$603/mo
▼ 0.25% · 3.875%
HK$9,923
−HK$304/mo
Today · 4.125%
HK$10,227
baseline
▲ 0.50% · 4.625%
HK$10,850
+HK$623/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$20,454/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$44,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,706
−HK$579/mo
▼ 0.25% · 3.875%
HK$10,994
−HK$291/mo
Today · 4.125%
HK$11,285
baseline
▲ 0.50% · 4.625%
HK$11,880
+HK$595/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$22,570/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$44,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,549
−HK$724/mo
▼ 0.25% · 3.875%
HK$11,908
−HK$365/mo
Today · 4.125%
HK$12,273
baseline
▲ 0.50% · 4.625%
HK$13,020
+HK$747/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$24,546/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$44,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,848
−HK$694/mo
▼ 0.25% · 3.875%
HK$13,192
−HK$350/mo
Today · 4.125%
HK$13,542
baseline
▲ 0.50% · 4.625%
HK$14,256
+HK$714/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$27,084/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$44,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,473
−HK$845/mo
▼ 0.25% · 3.875%
HK$13,893
−HK$425/mo
Today · 4.125%
HK$14,318
baseline
▲ 0.50% · 4.625%
HK$15,190
+HK$872/mo
Deposit HK$1.27M · loan HK$2.95M · min. income ≈ HK$28,636/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$44,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,989
−HK$810/mo
▼ 0.25% · 3.875%
HK$15,391
−HK$408/mo
Today · 4.125%
HK$15,799
baseline
▲ 0.50% · 4.625%
HK$16,632
+HK$833/mo
Deposit HK$1.27M · loan HK$2.95M · min. income ≈ HK$31,598/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$44,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,323
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,862
−HK$547/mo
Today · 4.125%
HK$18,409
baseline
▲ 0.50% · 4.625%
HK$19,529
+HK$1,120/mo
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$36,818/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$44,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,272
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,789
−HK$524/mo
Today · 4.125%
HK$20,313
baseline
▲ 0.50% · 4.625%
HK$21,384
+HK$1,071/mo
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$40,626/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$44,206 · Scale 2, in force from 26 Feb 2026)