LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,248
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$99,242
−HK$3,042/mo
Today · 4.125%
HK$102,284
baseline
▲ 0.50% · 4.625%
HK$108,508
+HK$6,224/mo
Deposit HK$21.10M · loan HK$21.10M · min. income ≈ HK$204,568/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$1,793,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,075
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$109,947
−HK$2,913/mo
Today · 4.125%
HK$112,860
baseline
▲ 0.50% · 4.625%
HK$118,809
+HK$5,949/mo
Deposit HK$21.10M · loan HK$21.10M · min. income ≈ HK$225,720/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$1,793,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,498
−HK$7,243/mo
▼ 0.25% · 3.875%
HK$119,091
−HK$3,650/mo
Today · 4.125%
HK$122,741
baseline
▲ 0.50% · 4.625%
HK$130,209
+HK$7,468/mo
Deposit HK$16.88M · loan HK$25.33M · min. income ≈ HK$245,482/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,793,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,491
−HK$6,942/mo
▼ 0.25% · 3.875%
HK$131,937
−HK$3,496/mo
Today · 4.125%
HK$135,433
baseline
▲ 0.50% · 4.625%
HK$142,571
+HK$7,138/mo
Deposit HK$16.88M · loan HK$25.33M · min. income ≈ HK$270,866/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,793,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,748
−HK$8,450/mo
▼ 0.25% · 3.875%
HK$138,939
−HK$4,259/mo
Today · 4.125%
HK$143,198
baseline
▲ 0.50% · 4.625%
HK$151,911
+HK$8,713/mo
Deposit HK$12.66M · loan HK$29.55M · min. income ≈ HK$286,396/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,793,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,906
−HK$8,099/mo
▼ 0.25% · 3.875%
HK$153,926
−HK$4,079/mo
Today · 4.125%
HK$158,005
baseline
▲ 0.50% · 4.625%
HK$166,333
+HK$8,328/mo
Deposit HK$12.66M · loan HK$29.55M · min. income ≈ HK$316,010/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,793,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,247
−HK$10,864/mo
▼ 0.25% · 3.875%
HK$178,636
−HK$5,475/mo
Today · 4.125%
HK$184,111
baseline
▲ 0.50% · 4.625%
HK$195,314
+HK$11,203/mo
Deposit HK$4.22M · loan HK$37.99M · min. income ≈ HK$368,222/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,793,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,736
−HK$10,413/mo
▼ 0.25% · 3.875%
HK$197,905
−HK$5,244/mo
Today · 4.125%
HK$203,149
baseline
▲ 0.50% · 4.625%
HK$213,857
+HK$10,708/mo
Deposit HK$4.22M · loan HK$37.99M · min. income ≈ HK$406,298/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,793,904 · Scale 2, in force from 26 Feb 2026)