LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,250
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$99,244
−HK$3,042/mo
Today · 4.125%
HK$102,286
baseline
▲ 0.50% · 4.625%
HK$108,510
+HK$6,224/mo
Deposit HK$21.11M · loan HK$21.11M · min. income ≈ HK$204,572/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$1,793,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,077
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,949
−HK$2,914/mo
Today · 4.125%
HK$112,863
baseline
▲ 0.50% · 4.625%
HK$118,812
+HK$5,949/mo
Deposit HK$21.11M · loan HK$21.11M · min. income ≈ HK$225,726/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$1,793,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,500
−HK$7,243/mo
▼ 0.25% · 3.875%
HK$119,093
−HK$3,650/mo
Today · 4.125%
HK$122,743
baseline
▲ 0.50% · 4.625%
HK$130,212
+HK$7,469/mo
Deposit HK$16.88M · loan HK$25.33M · min. income ≈ HK$245,486/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,793,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,493
−HK$6,942/mo
▼ 0.25% · 3.875%
HK$131,939
−HK$3,496/mo
Today · 4.125%
HK$135,435
baseline
▲ 0.50% · 4.625%
HK$142,574
+HK$7,139/mo
Deposit HK$16.88M · loan HK$25.33M · min. income ≈ HK$270,870/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,793,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,750
−HK$8,450/mo
▼ 0.25% · 3.875%
HK$138,942
−HK$4,258/mo
Today · 4.125%
HK$143,200
baseline
▲ 0.50% · 4.625%
HK$151,914
+HK$8,714/mo
Deposit HK$12.66M · loan HK$29.55M · min. income ≈ HK$286,400/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,793,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,908
−HK$8,100/mo
▼ 0.25% · 3.875%
HK$153,929
−HK$4,079/mo
Today · 4.125%
HK$158,008
baseline
▲ 0.50% · 4.625%
HK$166,336
+HK$8,328/mo
Deposit HK$12.66M · loan HK$29.55M · min. income ≈ HK$316,016/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,793,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,251
−HK$10,864/mo
▼ 0.25% · 3.875%
HK$178,640
−HK$5,475/mo
Today · 4.125%
HK$184,115
baseline
▲ 0.50% · 4.625%
HK$195,318
+HK$11,203/mo
Deposit HK$4.22M · loan HK$37.99M · min. income ≈ HK$368,230/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,793,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,739
−HK$10,414/mo
▼ 0.25% · 3.875%
HK$197,909
−HK$5,244/mo
Today · 4.125%
HK$203,153
baseline
▲ 0.50% · 4.625%
HK$213,861
+HK$10,708/mo
Deposit HK$4.22M · loan HK$37.99M · min. income ≈ HK$406,306/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$1,793,938 · Scale 2, in force from 26 Feb 2026)