LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,251
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$99,245
−HK$3,042/mo
Today · 4.125%
HK$102,287
baseline
▲ 0.50% · 4.625%
HK$108,511
+HK$6,224/mo
Deposit HK$21.11M · loan HK$21.11M · min. income ≈ HK$204,574/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$1,793,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,079
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$109,951
−HK$2,913/mo
Today · 4.125%
HK$112,864
baseline
▲ 0.50% · 4.625%
HK$118,813
+HK$5,949/mo
Deposit HK$21.11M · loan HK$21.11M · min. income ≈ HK$225,728/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$1,793,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,502
−HK$7,243/mo
▼ 0.25% · 3.875%
HK$119,095
−HK$3,650/mo
Today · 4.125%
HK$122,745
baseline
▲ 0.50% · 4.625%
HK$130,213
+HK$7,468/mo
Deposit HK$16.88M · loan HK$25.33M · min. income ≈ HK$245,490/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,793,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,495
−HK$6,942/mo
▼ 0.25% · 3.875%
HK$131,941
−HK$3,496/mo
Today · 4.125%
HK$135,437
baseline
▲ 0.50% · 4.625%
HK$142,576
+HK$7,139/mo
Deposit HK$16.88M · loan HK$25.33M · min. income ≈ HK$270,874/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,793,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,752
−HK$8,450/mo
▼ 0.25% · 3.875%
HK$138,944
−HK$4,258/mo
Today · 4.125%
HK$143,202
baseline
▲ 0.50% · 4.625%
HK$151,916
+HK$8,714/mo
Deposit HK$12.66M · loan HK$29.55M · min. income ≈ HK$286,404/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,793,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,910
−HK$8,100/mo
▼ 0.25% · 3.875%
HK$153,931
−HK$4,079/mo
Today · 4.125%
HK$158,010
baseline
▲ 0.50% · 4.625%
HK$166,338
+HK$8,328/mo
Deposit HK$12.66M · loan HK$29.55M · min. income ≈ HK$316,020/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,793,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,253
−HK$10,864/mo
▼ 0.25% · 3.875%
HK$178,642
−HK$5,475/mo
Today · 4.125%
HK$184,117
baseline
▲ 0.50% · 4.625%
HK$195,320
+HK$11,203/mo
Deposit HK$4.22M · loan HK$37.99M · min. income ≈ HK$368,234/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,793,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,742
−HK$10,413/mo
▼ 0.25% · 3.875%
HK$197,911
−HK$5,244/mo
Today · 4.125%
HK$203,155
baseline
▲ 0.50% · 4.625%
HK$213,864
+HK$10,709/mo
Deposit HK$4.22M · loan HK$37.99M · min. income ≈ HK$406,310/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,793,960 · Scale 2, in force from 26 Feb 2026)