LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,625
−HK$604/mo
▼ 0.25% · 3.875%
HK$9,925
−HK$304/mo
Today · 4.125%
HK$10,229
baseline
▲ 0.50% · 4.625%
HK$10,851
+HK$622/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$20,458/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$44,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,708
−HK$579/mo
▼ 0.25% · 3.875%
HK$10,995
−HK$292/mo
Today · 4.125%
HK$11,287
baseline
▲ 0.50% · 4.625%
HK$11,882
+HK$595/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$22,574/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$44,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,551
−HK$724/mo
▼ 0.25% · 3.875%
HK$11,910
−HK$365/mo
Today · 4.125%
HK$12,275
baseline
▲ 0.50% · 4.625%
HK$13,022
+HK$747/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$24,550/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$44,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,850
−HK$694/mo
▼ 0.25% · 3.875%
HK$13,194
−HK$350/mo
Today · 4.125%
HK$13,544
baseline
▲ 0.50% · 4.625%
HK$14,258
+HK$714/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$27,088/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$44,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,476
−HK$845/mo
▼ 0.25% · 3.875%
HK$13,895
−HK$426/mo
Today · 4.125%
HK$14,321
baseline
▲ 0.50% · 4.625%
HK$15,192
+HK$871/mo
Deposit HK$1.27M · loan HK$2.95M · min. income ≈ HK$28,642/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$44,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,991
−HK$810/mo
▼ 0.25% · 3.875%
HK$15,394
−HK$407/mo
Today · 4.125%
HK$15,801
baseline
▲ 0.50% · 4.625%
HK$16,634
+HK$833/mo
Deposit HK$1.27M · loan HK$2.95M · min. income ≈ HK$31,602/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$44,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,326
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,865
−HK$547/mo
Today · 4.125%
HK$18,412
baseline
▲ 0.50% · 4.625%
HK$19,533
+HK$1,121/mo
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$36,824/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$44,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,275
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,792
−HK$524/mo
Today · 4.125%
HK$20,316
baseline
▲ 0.50% · 4.625%
HK$21,387
+HK$1,071/mo
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$40,632/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$44,342 · Scale 2, in force from 26 Feb 2026)