LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,260
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$99,254
−HK$3,042/mo
Today · 4.125%
HK$102,296
baseline
▲ 0.50% · 4.625%
HK$108,521
+HK$6,225/mo
Deposit HK$21.11M · loan HK$21.11M · min. income ≈ HK$204,592/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$1,794,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,088
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,960
−HK$2,914/mo
Today · 4.125%
HK$112,874
baseline
▲ 0.50% · 4.625%
HK$118,824
+HK$5,950/mo
Deposit HK$21.11M · loan HK$21.11M · min. income ≈ HK$225,748/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$1,794,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,512
−HK$7,244/mo
▼ 0.25% · 3.875%
HK$119,105
−HK$3,651/mo
Today · 4.125%
HK$122,756
baseline
▲ 0.50% · 4.625%
HK$130,225
+HK$7,469/mo
Deposit HK$16.89M · loan HK$25.33M · min. income ≈ HK$245,512/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,794,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,506
−HK$6,943/mo
▼ 0.25% · 3.875%
HK$131,952
−HK$3,497/mo
Today · 4.125%
HK$135,449
baseline
▲ 0.50% · 4.625%
HK$142,588
+HK$7,139/mo
Deposit HK$16.89M · loan HK$25.33M · min. income ≈ HK$270,898/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,794,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,764
−HK$8,451/mo
▼ 0.25% · 3.875%
HK$138,956
−HK$4,259/mo
Today · 4.125%
HK$143,215
baseline
▲ 0.50% · 4.625%
HK$151,929
+HK$8,714/mo
Deposit HK$12.66M · loan HK$29.55M · min. income ≈ HK$286,430/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,794,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,924
−HK$8,099/mo
▼ 0.25% · 3.875%
HK$153,944
−HK$4,079/mo
Today · 4.125%
HK$158,023
baseline
▲ 0.50% · 4.625%
HK$166,353
+HK$8,330/mo
Deposit HK$12.66M · loan HK$29.55M · min. income ≈ HK$316,046/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,794,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,268
−HK$10,865/mo
▼ 0.25% · 3.875%
HK$178,658
−HK$5,475/mo
Today · 4.125%
HK$184,133
baseline
▲ 0.50% · 4.625%
HK$195,337
+HK$11,204/mo
Deposit HK$4.22M · loan HK$37.99M · min. income ≈ HK$368,266/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,794,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,759
−HK$10,414/mo
▼ 0.25% · 3.875%
HK$197,929
−HK$5,244/mo
Today · 4.125%
HK$203,173
baseline
▲ 0.50% · 4.625%
HK$213,883
+HK$10,710/mo
Deposit HK$4.22M · loan HK$37.99M · min. income ≈ HK$406,346/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,794,118 · Scale 2, in force from 26 Feb 2026)