LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,626
−HK$604/mo
▼ 0.25% · 3.875%
HK$9,925
−HK$305/mo
Today · 4.125%
HK$10,230
baseline
▲ 0.50% · 4.625%
HK$10,852
+HK$622/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$20,460/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$44,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,709
−HK$578/mo
▼ 0.25% · 3.875%
HK$10,996
−HK$291/mo
Today · 4.125%
HK$11,287
baseline
▲ 0.50% · 4.625%
HK$11,882
+HK$595/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$22,574/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$44,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,551
−HK$725/mo
▼ 0.25% · 3.875%
HK$11,911
−HK$365/mo
Today · 4.125%
HK$12,276
baseline
▲ 0.50% · 4.625%
HK$13,023
+HK$747/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$24,552/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$44,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,851
−HK$694/mo
▼ 0.25% · 3.875%
HK$13,195
−HK$350/mo
Today · 4.125%
HK$13,545
baseline
▲ 0.50% · 4.625%
HK$14,259
+HK$714/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$27,090/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$44,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,476
−HK$846/mo
▼ 0.25% · 3.875%
HK$13,896
−HK$426/mo
Today · 4.125%
HK$14,322
baseline
▲ 0.50% · 4.625%
HK$15,193
+HK$871/mo
Deposit HK$1.27M · loan HK$2.96M · min. income ≈ HK$28,644/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$44,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,992
−HK$810/mo
▼ 0.25% · 3.875%
HK$15,395
−HK$407/mo
Today · 4.125%
HK$15,802
baseline
▲ 0.50% · 4.625%
HK$16,635
+HK$833/mo
Deposit HK$1.27M · loan HK$2.96M · min. income ≈ HK$31,604/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$44,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,327
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,866
−HK$547/mo
Today · 4.125%
HK$18,413
baseline
▲ 0.50% · 4.625%
HK$19,534
+HK$1,121/mo
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$36,826/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$44,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,276
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,793
−HK$524/mo
Today · 4.125%
HK$20,317
baseline
▲ 0.50% · 4.625%
HK$21,388
+HK$1,071/mo
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$40,634/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$44,397 · Scale 2, in force from 26 Feb 2026)