LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,627
−HK$603/mo
▼ 0.25% · 3.875%
HK$9,926
−HK$304/mo
Today · 4.125%
HK$10,230
baseline
▲ 0.50% · 4.625%
HK$10,853
+HK$623/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$20,460/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$44,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,710
−HK$578/mo
▼ 0.25% · 3.875%
HK$10,997
−HK$291/mo
Today · 4.125%
HK$11,288
baseline
▲ 0.50% · 4.625%
HK$11,883
+HK$595/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$22,576/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$44,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,552
−HK$724/mo
▼ 0.25% · 3.875%
HK$11,911
−HK$365/mo
Today · 4.125%
HK$12,276
baseline
▲ 0.50% · 4.625%
HK$13,023
+HK$747/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$24,552/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$44,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,851
−HK$695/mo
▼ 0.25% · 3.875%
HK$13,196
−HK$350/mo
Today · 4.125%
HK$13,546
baseline
▲ 0.50% · 4.625%
HK$14,260
+HK$714/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$27,092/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$44,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,477
−HK$845/mo
▼ 0.25% · 3.875%
HK$13,897
−HK$425/mo
Today · 4.125%
HK$14,322
baseline
▲ 0.50% · 4.625%
HK$15,194
+HK$872/mo
Deposit HK$1.27M · loan HK$2.96M · min. income ≈ HK$28,644/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$44,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,993
−HK$810/mo
▼ 0.25% · 3.875%
HK$15,396
−HK$407/mo
Today · 4.125%
HK$15,803
baseline
▲ 0.50% · 4.625%
HK$16,636
+HK$833/mo
Deposit HK$1.27M · loan HK$2.96M · min. income ≈ HK$31,606/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$44,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,328
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,867
−HK$548/mo
Today · 4.125%
HK$18,415
baseline
▲ 0.50% · 4.625%
HK$19,535
+HK$1,120/mo
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$36,830/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$44,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,277
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,794
−HK$525/mo
Today · 4.125%
HK$20,319
baseline
▲ 0.50% · 4.625%
HK$21,390
+HK$1,071/mo
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$40,638/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$44,449 · Scale 2, in force from 26 Feb 2026)