LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,267
−HK$6,037/mo
▼ 0.25% · 3.875%
HK$99,262
−HK$3,042/mo
Today · 4.125%
HK$102,304
baseline
▲ 0.50% · 4.625%
HK$108,529
+HK$6,225/mo
Deposit HK$21.11M · loan HK$21.11M · min. income ≈ HK$204,608/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$1,794,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,097
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,969
−HK$2,914/mo
Today · 4.125%
HK$112,883
baseline
▲ 0.50% · 4.625%
HK$118,833
+HK$5,950/mo
Deposit HK$21.11M · loan HK$21.11M · min. income ≈ HK$225,766/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$1,794,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,521
−HK$7,244/mo
▼ 0.25% · 3.875%
HK$119,114
−HK$3,651/mo
Today · 4.125%
HK$122,765
baseline
▲ 0.50% · 4.625%
HK$130,235
+HK$7,470/mo
Deposit HK$16.89M · loan HK$25.33M · min. income ≈ HK$245,530/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,794,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,516
−HK$6,943/mo
▼ 0.25% · 3.875%
HK$131,963
−HK$3,496/mo
Today · 4.125%
HK$135,459
baseline
▲ 0.50% · 4.625%
HK$142,599
+HK$7,140/mo
Deposit HK$16.89M · loan HK$25.33M · min. income ≈ HK$270,918/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,794,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,774
−HK$8,452/mo
▼ 0.25% · 3.875%
HK$138,967
−HK$4,259/mo
Today · 4.125%
HK$143,226
baseline
▲ 0.50% · 4.625%
HK$151,941
+HK$8,715/mo
Deposit HK$12.67M · loan HK$29.55M · min. income ≈ HK$286,452/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,794,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,935
−HK$8,101/mo
▼ 0.25% · 3.875%
HK$153,956
−HK$4,080/mo
Today · 4.125%
HK$158,036
baseline
▲ 0.50% · 4.625%
HK$166,366
+HK$8,330/mo
Deposit HK$12.67M · loan HK$29.55M · min. income ≈ HK$316,072/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,794,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,281
−HK$10,867/mo
▼ 0.25% · 3.875%
HK$178,671
−HK$5,477/mo
Today · 4.125%
HK$184,148
baseline
▲ 0.50% · 4.625%
HK$195,353
+HK$11,205/mo
Deposit HK$4.22M · loan HK$38.00M · min. income ≈ HK$368,296/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,794,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,774
−HK$10,415/mo
▼ 0.25% · 3.875%
HK$197,944
−HK$5,245/mo
Today · 4.125%
HK$203,189
baseline
▲ 0.50% · 4.625%
HK$213,899
+HK$10,710/mo
Deposit HK$4.22M · loan HK$38.00M · min. income ≈ HK$406,378/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,794,258 · Scale 2, in force from 26 Feb 2026)