LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,269
−HK$6,037/mo
▼ 0.25% · 3.875%
HK$99,263
−HK$3,043/mo
Today · 4.125%
HK$102,306
baseline
▲ 0.50% · 4.625%
HK$108,531
+HK$6,225/mo
Deposit HK$21.11M · loan HK$21.11M · min. income ≈ HK$204,612/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$1,794,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,098
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,971
−HK$2,913/mo
Today · 4.125%
HK$112,884
baseline
▲ 0.50% · 4.625%
HK$118,835
+HK$5,951/mo
Deposit HK$21.11M · loan HK$21.11M · min. income ≈ HK$225,768/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$1,794,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,523
−HK$7,244/mo
▼ 0.25% · 3.875%
HK$119,116
−HK$3,651/mo
Today · 4.125%
HK$122,767
baseline
▲ 0.50% · 4.625%
HK$130,237
+HK$7,470/mo
Deposit HK$16.89M · loan HK$25.33M · min. income ≈ HK$245,534/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,794,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,518
−HK$6,943/mo
▼ 0.25% · 3.875%
HK$131,965
−HK$3,496/mo
Today · 4.125%
HK$135,461
baseline
▲ 0.50% · 4.625%
HK$142,602
+HK$7,141/mo
Deposit HK$16.89M · loan HK$25.33M · min. income ≈ HK$270,922/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,794,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,776
−HK$8,452/mo
▼ 0.25% · 3.875%
HK$138,969
−HK$4,259/mo
Today · 4.125%
HK$143,228
baseline
▲ 0.50% · 4.625%
HK$151,943
+HK$8,715/mo
Deposit HK$12.67M · loan HK$29.55M · min. income ≈ HK$286,456/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,794,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,937
−HK$8,101/mo
▼ 0.25% · 3.875%
HK$153,959
−HK$4,079/mo
Today · 4.125%
HK$158,038
baseline
▲ 0.50% · 4.625%
HK$166,369
+HK$8,331/mo
Deposit HK$12.67M · loan HK$29.55M · min. income ≈ HK$316,076/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,794,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,284
−HK$10,866/mo
▼ 0.25% · 3.875%
HK$178,674
−HK$5,476/mo
Today · 4.125%
HK$184,150
baseline
▲ 0.50% · 4.625%
HK$195,356
+HK$11,206/mo
Deposit HK$4.22M · loan HK$38.00M · min. income ≈ HK$368,300/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,794,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,777
−HK$10,415/mo
▼ 0.25% · 3.875%
HK$197,947
−HK$5,245/mo
Today · 4.125%
HK$203,192
baseline
▲ 0.50% · 4.625%
HK$213,902
+HK$10,710/mo
Deposit HK$4.22M · loan HK$38.00M · min. income ≈ HK$406,384/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,794,285 · Scale 2, in force from 26 Feb 2026)