LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,272
−HK$6,037/mo
▼ 0.25% · 3.875%
HK$99,266
−HK$3,043/mo
Today · 4.125%
HK$102,309
baseline
▲ 0.50% · 4.625%
HK$108,534
+HK$6,225/mo
Deposit HK$21.11M · loan HK$21.11M · min. income ≈ HK$204,618/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$1,794,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,101
−HK$5,787/mo
▼ 0.25% · 3.875%
HK$109,974
−HK$2,914/mo
Today · 4.125%
HK$112,888
baseline
▲ 0.50% · 4.625%
HK$118,838
+HK$5,950/mo
Deposit HK$21.11M · loan HK$21.11M · min. income ≈ HK$225,776/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$1,794,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,526
−HK$7,245/mo
▼ 0.25% · 3.875%
HK$119,120
−HK$3,651/mo
Today · 4.125%
HK$122,771
baseline
▲ 0.50% · 4.625%
HK$130,241
+HK$7,470/mo
Deposit HK$16.89M · loan HK$25.33M · min. income ≈ HK$245,542/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,794,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,522
−HK$6,943/mo
▼ 0.25% · 3.875%
HK$131,969
−HK$3,496/mo
Today · 4.125%
HK$135,465
baseline
▲ 0.50% · 4.625%
HK$142,606
+HK$7,141/mo
Deposit HK$16.89M · loan HK$25.33M · min. income ≈ HK$270,930/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,794,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,781
−HK$8,451/mo
▼ 0.25% · 3.875%
HK$138,973
−HK$4,259/mo
Today · 4.125%
HK$143,232
baseline
▲ 0.50% · 4.625%
HK$151,948
+HK$8,716/mo
Deposit HK$12.67M · loan HK$29.55M · min. income ≈ HK$286,464/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,794,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,942
−HK$8,101/mo
▼ 0.25% · 3.875%
HK$153,963
−HK$4,080/mo
Today · 4.125%
HK$158,043
baseline
▲ 0.50% · 4.625%
HK$166,374
+HK$8,331/mo
Deposit HK$12.67M · loan HK$29.55M · min. income ≈ HK$316,086/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,794,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,289
−HK$10,867/mo
▼ 0.25% · 3.875%
HK$178,680
−HK$5,476/mo
Today · 4.125%
HK$184,156
baseline
▲ 0.50% · 4.625%
HK$195,362
+HK$11,206/mo
Deposit HK$4.22M · loan HK$38.00M · min. income ≈ HK$368,312/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,794,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,783
−HK$10,415/mo
▼ 0.25% · 3.875%
HK$197,953
−HK$5,245/mo
Today · 4.125%
HK$203,198
baseline
▲ 0.50% · 4.625%
HK$213,909
+HK$10,711/mo
Deposit HK$4.22M · loan HK$38.00M · min. income ≈ HK$406,396/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,794,339 · Scale 2, in force from 26 Feb 2026)