LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,274
−HK$6,037/mo
▼ 0.25% · 3.875%
HK$99,268
−HK$3,043/mo
Today · 4.125%
HK$102,311
baseline
▲ 0.50% · 4.625%
HK$108,536
+HK$6,225/mo
Deposit HK$21.11M · loan HK$21.11M · min. income ≈ HK$204,622/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$1,794,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,104
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,976
−HK$2,914/mo
Today · 4.125%
HK$112,890
baseline
▲ 0.50% · 4.625%
HK$118,841
+HK$5,951/mo
Deposit HK$21.11M · loan HK$21.11M · min. income ≈ HK$225,780/mo (50% DSR)
Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$1,794,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,529
−HK$7,244/mo
▼ 0.25% · 3.875%
HK$119,122
−HK$3,651/mo
Today · 4.125%
HK$122,773
baseline
▲ 0.50% · 4.625%
HK$130,244
+HK$7,471/mo
Deposit HK$16.89M · loan HK$25.33M · min. income ≈ HK$245,546/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,794,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,524
−HK$6,944/mo
▼ 0.25% · 3.875%
HK$131,971
−HK$3,497/mo
Today · 4.125%
HK$135,468
baseline
▲ 0.50% · 4.625%
HK$142,609
+HK$7,141/mo
Deposit HK$16.89M · loan HK$25.33M · min. income ≈ HK$270,936/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,794,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,783
−HK$8,452/mo
▼ 0.25% · 3.875%
HK$138,976
−HK$4,259/mo
Today · 4.125%
HK$143,235
baseline
▲ 0.50% · 4.625%
HK$151,951
+HK$8,716/mo
Deposit HK$12.67M · loan HK$29.55M · min. income ≈ HK$286,470/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,794,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,945
−HK$8,101/mo
▼ 0.25% · 3.875%
HK$153,966
−HK$4,080/mo
Today · 4.125%
HK$158,046
baseline
▲ 0.50% · 4.625%
HK$166,377
+HK$8,331/mo
Deposit HK$12.67M · loan HK$29.55M · min. income ≈ HK$316,092/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,794,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,293
−HK$10,867/mo
▼ 0.25% · 3.875%
HK$178,683
−HK$5,477/mo
Today · 4.125%
HK$184,160
baseline
▲ 0.50% · 4.625%
HK$195,365
+HK$11,205/mo
Deposit HK$4.22M · loan HK$38.00M · min. income ≈ HK$368,320/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,794,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,786
−HK$10,416/mo
▼ 0.25% · 3.875%
HK$197,957
−HK$5,245/mo
Today · 4.125%
HK$203,202
baseline
▲ 0.50% · 4.625%
HK$213,913
+HK$10,711/mo
Deposit HK$4.22M · loan HK$38.00M · min. income ≈ HK$406,404/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,794,376 · Scale 2, in force from 26 Feb 2026)