LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,278
−HK$6,038/mo
▼ 0.25% · 3.875%
HK$99,273
−HK$3,043/mo
Today · 4.125%
HK$102,316
baseline
▲ 0.50% · 4.625%
HK$108,541
+HK$6,225/mo
Deposit HK$21.11M · loan HK$21.11M · min. income ≈ HK$204,632/mo (50% DSR)
Upfront cash ≈ HK$22.91M (deposit + AVD stamp duty HK$1,794,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,109
−HK$5,786/mo
▼ 0.25% · 3.875%
HK$109,981
−HK$2,914/mo
Today · 4.125%
HK$112,895
baseline
▲ 0.50% · 4.625%
HK$118,846
+HK$5,951/mo
Deposit HK$21.11M · loan HK$21.11M · min. income ≈ HK$225,790/mo (50% DSR)
Upfront cash ≈ HK$22.91M (deposit + AVD stamp duty HK$1,794,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,534
−HK$7,245/mo
▼ 0.25% · 3.875%
HK$119,128
−HK$3,651/mo
Today · 4.125%
HK$122,779
baseline
▲ 0.50% · 4.625%
HK$130,250
+HK$7,471/mo
Deposit HK$16.89M · loan HK$25.33M · min. income ≈ HK$245,558/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,794,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,530
−HK$6,944/mo
▼ 0.25% · 3.875%
HK$131,977
−HK$3,497/mo
Today · 4.125%
HK$135,474
baseline
▲ 0.50% · 4.625%
HK$142,615
+HK$7,141/mo
Deposit HK$16.89M · loan HK$25.33M · min. income ≈ HK$270,948/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,794,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,790
−HK$8,452/mo
▼ 0.25% · 3.875%
HK$138,982
−HK$4,260/mo
Today · 4.125%
HK$143,242
baseline
▲ 0.50% · 4.625%
HK$151,958
+HK$8,716/mo
Deposit HK$12.67M · loan HK$29.56M · min. income ≈ HK$286,484/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,794,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,952
−HK$8,101/mo
▼ 0.25% · 3.875%
HK$153,974
−HK$4,079/mo
Today · 4.125%
HK$158,053
baseline
▲ 0.50% · 4.625%
HK$166,385
+HK$8,332/mo
Deposit HK$12.67M · loan HK$29.56M · min. income ≈ HK$316,106/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,794,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,301
−HK$10,867/mo
▼ 0.25% · 3.875%
HK$178,691
−HK$5,477/mo
Today · 4.125%
HK$184,168
baseline
▲ 0.50% · 4.625%
HK$195,375
+HK$11,207/mo
Deposit HK$4.22M · loan HK$38.00M · min. income ≈ HK$368,336/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,794,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,795
−HK$10,417/mo
▼ 0.25% · 3.875%
HK$197,966
−HK$5,246/mo
Today · 4.125%
HK$203,212
baseline
▲ 0.50% · 4.625%
HK$213,923
+HK$10,711/mo
Deposit HK$4.22M · loan HK$38.00M · min. income ≈ HK$406,424/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,794,459 · Scale 2, in force from 26 Feb 2026)