LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,628
−HK$604/mo
▼ 0.25% · 3.875%
HK$9,928
−HK$304/mo
Today · 4.125%
HK$10,232
baseline
▲ 0.50% · 4.625%
HK$10,854
+HK$622/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$20,464/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$44,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,711
−HK$579/mo
▼ 0.25% · 3.875%
HK$10,998
−HK$292/mo
Today · 4.125%
HK$11,290
baseline
▲ 0.50% · 4.625%
HK$11,885
+HK$595/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$22,580/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$44,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,554
−HK$724/mo
▼ 0.25% · 3.875%
HK$11,913
−HK$365/mo
Today · 4.125%
HK$12,278
baseline
▲ 0.50% · 4.625%
HK$13,025
+HK$747/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$24,556/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$44,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,853
−HK$695/mo
▼ 0.25% · 3.875%
HK$13,198
−HK$350/mo
Today · 4.125%
HK$13,548
baseline
▲ 0.50% · 4.625%
HK$14,262
+HK$714/mo
Deposit HK$1.69M · loan HK$2.53M · min. income ≈ HK$27,096/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$44,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,479
−HK$845/mo
▼ 0.25% · 3.875%
HK$13,899
−HK$425/mo
Today · 4.125%
HK$14,324
baseline
▲ 0.50% · 4.625%
HK$15,196
+HK$872/mo
Deposit HK$1.27M · loan HK$2.96M · min. income ≈ HK$28,648/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$44,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,995
−HK$811/mo
▼ 0.25% · 3.875%
HK$15,398
−HK$408/mo
Today · 4.125%
HK$15,806
baseline
▲ 0.50% · 4.625%
HK$16,639
+HK$833/mo
Deposit HK$1.27M · loan HK$2.96M · min. income ≈ HK$31,612/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$44,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,330
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,870
−HK$547/mo
Today · 4.125%
HK$18,417
baseline
▲ 0.50% · 4.625%
HK$19,538
+HK$1,121/mo
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$36,834/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$44,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,280
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,797
−HK$525/mo
Today · 4.125%
HK$20,322
baseline
▲ 0.50% · 4.625%
HK$21,393
+HK$1,071/mo
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$40,644/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$44,568 · Scale 2, in force from 26 Feb 2026)