LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,292
−HK$6,038/mo
▼ 0.25% · 3.875%
HK$99,287
−HK$3,043/mo
Today · 4.125%
HK$102,330
baseline
▲ 0.50% · 4.625%
HK$108,557
+HK$6,227/mo
Deposit HK$21.11M · loan HK$21.11M · min. income ≈ HK$204,660/mo (50% DSR)
Upfront cash ≈ HK$22.91M (deposit + AVD stamp duty HK$1,794,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,124
−HK$5,787/mo
▼ 0.25% · 3.875%
HK$109,997
−HK$2,914/mo
Today · 4.125%
HK$112,911
baseline
▲ 0.50% · 4.625%
HK$118,863
+HK$5,952/mo
Deposit HK$21.11M · loan HK$21.11M · min. income ≈ HK$225,822/mo (50% DSR)
Upfront cash ≈ HK$22.91M (deposit + AVD stamp duty HK$1,794,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,550
−HK$7,246/mo
▼ 0.25% · 3.875%
HK$119,144
−HK$3,652/mo
Today · 4.125%
HK$122,796
baseline
▲ 0.50% · 4.625%
HK$130,268
+HK$7,472/mo
Deposit HK$16.89M · loan HK$25.34M · min. income ≈ HK$245,592/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,794,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,548
−HK$6,945/mo
▼ 0.25% · 3.875%
HK$131,996
−HK$3,497/mo
Today · 4.125%
HK$135,493
baseline
▲ 0.50% · 4.625%
HK$142,635
+HK$7,142/mo
Deposit HK$16.89M · loan HK$25.34M · min. income ≈ HK$270,986/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,794,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,808
−HK$8,454/mo
▼ 0.25% · 3.875%
HK$139,002
−HK$4,260/mo
Today · 4.125%
HK$143,262
baseline
▲ 0.50% · 4.625%
HK$151,979
+HK$8,717/mo
Deposit HK$12.67M · loan HK$29.56M · min. income ≈ HK$286,524/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,794,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,973
−HK$8,103/mo
▼ 0.25% · 3.875%
HK$153,995
−HK$4,081/mo
Today · 4.125%
HK$158,076
baseline
▲ 0.50% · 4.625%
HK$166,408
+HK$8,332/mo
Deposit HK$12.67M · loan HK$29.56M · min. income ≈ HK$316,152/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,794,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,325
−HK$10,869/mo
▼ 0.25% · 3.875%
HK$178,717
−HK$5,477/mo
Today · 4.125%
HK$184,194
baseline
▲ 0.50% · 4.625%
HK$195,402
+HK$11,208/mo
Deposit HK$4.22M · loan HK$38.01M · min. income ≈ HK$368,388/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,794,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,822
−HK$10,418/mo
▼ 0.25% · 3.875%
HK$197,994
−HK$5,246/mo
Today · 4.125%
HK$203,240
baseline
▲ 0.50% · 4.625%
HK$213,953
+HK$10,713/mo
Deposit HK$4.22M · loan HK$38.01M · min. income ≈ HK$406,480/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,794,711 · Scale 2, in force from 26 Feb 2026)