LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,296
−HK$6,038/mo
▼ 0.25% · 3.875%
HK$99,291
−HK$3,043/mo
Today · 4.125%
HK$102,334
baseline
▲ 0.50% · 4.625%
HK$108,561
+HK$6,227/mo
Deposit HK$21.12M · loan HK$21.12M · min. income ≈ HK$204,668/mo (50% DSR)
Upfront cash ≈ HK$22.91M (deposit + AVD stamp duty HK$1,794,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,128
−HK$5,788/mo
▼ 0.25% · 3.875%
HK$110,001
−HK$2,915/mo
Today · 4.125%
HK$112,916
baseline
▲ 0.50% · 4.625%
HK$118,868
+HK$5,952/mo
Deposit HK$21.12M · loan HK$21.12M · min. income ≈ HK$225,832/mo (50% DSR)
Upfront cash ≈ HK$22.91M (deposit + AVD stamp duty HK$1,794,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,555
−HK$7,246/mo
▼ 0.25% · 3.875%
HK$119,149
−HK$3,652/mo
Today · 4.125%
HK$122,801
baseline
▲ 0.50% · 4.625%
HK$130,273
+HK$7,472/mo
Deposit HK$16.89M · loan HK$25.34M · min. income ≈ HK$245,602/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,794,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,553
−HK$6,946/mo
▼ 0.25% · 3.875%
HK$132,001
−HK$3,498/mo
Today · 4.125%
HK$135,499
baseline
▲ 0.50% · 4.625%
HK$142,641
+HK$7,142/mo
Deposit HK$16.89M · loan HK$25.34M · min. income ≈ HK$270,998/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,794,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,814
−HK$8,454/mo
▼ 0.25% · 3.875%
HK$139,007
−HK$4,261/mo
Today · 4.125%
HK$143,268
baseline
▲ 0.50% · 4.625%
HK$151,985
+HK$8,717/mo
Deposit HK$12.67M · loan HK$29.56M · min. income ≈ HK$286,536/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,794,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,979
−HK$8,103/mo
▼ 0.25% · 3.875%
HK$154,001
−HK$4,081/mo
Today · 4.125%
HK$158,082
baseline
▲ 0.50% · 4.625%
HK$166,415
+HK$8,333/mo
Deposit HK$12.67M · loan HK$29.56M · min. income ≈ HK$316,164/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,794,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,332
−HK$10,869/mo
▼ 0.25% · 3.875%
HK$178,724
−HK$5,477/mo
Today · 4.125%
HK$184,201
baseline
▲ 0.50% · 4.625%
HK$195,410
+HK$11,209/mo
Deposit HK$4.22M · loan HK$38.01M · min. income ≈ HK$368,402/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,794,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,830
−HK$10,418/mo
▼ 0.25% · 3.875%
HK$198,002
−HK$5,246/mo
Today · 4.125%
HK$203,248
baseline
▲ 0.50% · 4.625%
HK$213,962
+HK$10,714/mo
Deposit HK$4.22M · loan HK$38.01M · min. income ≈ HK$406,496/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,794,782 · Scale 2, in force from 26 Feb 2026)