LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,318
−HK$6,040/mo
▼ 0.25% · 3.875%
HK$99,314
−HK$3,044/mo
Today · 4.125%
HK$102,358
baseline
▲ 0.50% · 4.625%
HK$108,586
+HK$6,228/mo
Deposit HK$21.12M · loan HK$21.12M · min. income ≈ HK$204,716/mo (50% DSR)
Upfront cash ≈ HK$22.92M (deposit + AVD stamp duty HK$1,795,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,153
−HK$5,789/mo
▼ 0.25% · 3.875%
HK$110,027
−HK$2,915/mo
Today · 4.125%
HK$112,942
baseline
▲ 0.50% · 4.625%
HK$118,895
+HK$5,953/mo
Deposit HK$21.12M · loan HK$21.12M · min. income ≈ HK$225,884/mo (50% DSR)
Upfront cash ≈ HK$22.92M (deposit + AVD stamp duty HK$1,795,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,582
−HK$7,248/mo
▼ 0.25% · 3.875%
HK$119,177
−HK$3,653/mo
Today · 4.125%
HK$122,830
baseline
▲ 0.50% · 4.625%
HK$130,304
+HK$7,474/mo
Deposit HK$16.90M · loan HK$25.34M · min. income ≈ HK$245,660/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,795,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,584
−HK$6,947/mo
▼ 0.25% · 3.875%
HK$132,032
−HK$3,499/mo
Today · 4.125%
HK$135,531
baseline
▲ 0.50% · 4.625%
HK$142,675
+HK$7,144/mo
Deposit HK$16.90M · loan HK$25.34M · min. income ≈ HK$271,062/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,795,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,845
−HK$8,456/mo
▼ 0.25% · 3.875%
HK$139,040
−HK$4,261/mo
Today · 4.125%
HK$143,301
baseline
▲ 0.50% · 4.625%
HK$152,021
+HK$8,720/mo
Deposit HK$12.67M · loan HK$29.57M · min. income ≈ HK$286,602/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,795,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,014
−HK$8,105/mo
▼ 0.25% · 3.875%
HK$154,037
−HK$4,082/mo
Today · 4.125%
HK$158,119
baseline
▲ 0.50% · 4.625%
HK$166,454
+HK$8,335/mo
Deposit HK$12.67M · loan HK$29.57M · min. income ≈ HK$316,238/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,795,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,373
−HK$10,872/mo
▼ 0.25% · 3.875%
HK$178,765
−HK$5,480/mo
Today · 4.125%
HK$184,245
baseline
▲ 0.50% · 4.625%
HK$195,455
+HK$11,210/mo
Deposit HK$4.22M · loan HK$38.02M · min. income ≈ HK$368,490/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,795,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,875
−HK$10,421/mo
▼ 0.25% · 3.875%
HK$198,048
−HK$5,248/mo
Today · 4.125%
HK$203,296
baseline
▲ 0.50% · 4.625%
HK$214,012
+HK$10,716/mo
Deposit HK$4.22M · loan HK$38.02M · min. income ≈ HK$406,592/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,795,202 · Scale 2, in force from 26 Feb 2026)