LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,636
−HK$604/mo
▼ 0.25% · 3.875%
HK$9,935
−HK$305/mo
Today · 4.125%
HK$10,240
baseline
▲ 0.50% · 4.625%
HK$10,863
+HK$623/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$20,480/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$45,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,719
−HK$580/mo
▼ 0.25% · 3.875%
HK$11,007
−HK$292/mo
Today · 4.125%
HK$11,299
baseline
▲ 0.50% · 4.625%
HK$11,894
+HK$595/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$22,598/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$45,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,563
−HK$725/mo
▼ 0.25% · 3.875%
HK$11,922
−HK$366/mo
Today · 4.125%
HK$12,288
baseline
▲ 0.50% · 4.625%
HK$13,035
+HK$747/mo
Deposit HK$1.69M · loan HK$2.54M · min. income ≈ HK$24,576/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$45,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,863
−HK$695/mo
▼ 0.25% · 3.875%
HK$13,208
−HK$350/mo
Today · 4.125%
HK$13,558
baseline
▲ 0.50% · 4.625%
HK$14,273
+HK$715/mo
Deposit HK$1.69M · loan HK$2.54M · min. income ≈ HK$27,116/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$45,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,490
−HK$846/mo
▼ 0.25% · 3.875%
HK$13,909
−HK$427/mo
Today · 4.125%
HK$14,336
baseline
▲ 0.50% · 4.625%
HK$15,208
+HK$872/mo
Deposit HK$1.27M · loan HK$2.96M · min. income ≈ HK$28,672/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$45,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,007
−HK$811/mo
▼ 0.25% · 3.875%
HK$15,410
−HK$408/mo
Today · 4.125%
HK$15,818
baseline
▲ 0.50% · 4.625%
HK$16,652
+HK$834/mo
Deposit HK$1.27M · loan HK$2.96M · min. income ≈ HK$31,636/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$45,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,344
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,883
−HK$549/mo
Today · 4.125%
HK$18,432
baseline
▲ 0.50% · 4.625%
HK$19,553
+HK$1,121/mo
Deposit HK$423K · loan HK$3.80M · min. income ≈ HK$36,864/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$45,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,295
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,812
−HK$525/mo
Today · 4.125%
HK$20,337
baseline
▲ 0.50% · 4.625%
HK$21,409
+HK$1,072/mo
Deposit HK$423K · loan HK$3.80M · min. income ≈ HK$40,674/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$45,226 · Scale 2, in force from 26 Feb 2026)