LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,638
−HK$605/mo
▼ 0.25% · 3.875%
HK$9,938
−HK$305/mo
Today · 4.125%
HK$10,243
baseline
▲ 0.50% · 4.625%
HK$10,866
+HK$623/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$20,486/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$45,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,723
−HK$579/mo
▼ 0.25% · 3.875%
HK$11,010
−HK$292/mo
Today · 4.125%
HK$11,302
baseline
▲ 0.50% · 4.625%
HK$11,898
+HK$596/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$22,604/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$45,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,566
−HK$725/mo
▼ 0.25% · 3.875%
HK$11,926
−HK$365/mo
Today · 4.125%
HK$12,291
baseline
▲ 0.50% · 4.625%
HK$13,039
+HK$748/mo
Deposit HK$1.69M · loan HK$2.54M · min. income ≈ HK$24,582/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$45,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,867
−HK$695/mo
▼ 0.25% · 3.875%
HK$13,212
−HK$350/mo
Today · 4.125%
HK$13,562
baseline
▲ 0.50% · 4.625%
HK$14,277
+HK$715/mo
Deposit HK$1.69M · loan HK$2.54M · min. income ≈ HK$27,124/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$45,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,494
−HK$846/mo
▼ 0.25% · 3.875%
HK$13,913
−HK$427/mo
Today · 4.125%
HK$14,340
baseline
▲ 0.50% · 4.625%
HK$15,212
+HK$872/mo
Deposit HK$1.27M · loan HK$2.96M · min. income ≈ HK$28,680/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$45,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,012
−HK$811/mo
▼ 0.25% · 3.875%
HK$15,414
−HK$409/mo
Today · 4.125%
HK$15,823
baseline
▲ 0.50% · 4.625%
HK$16,657
+HK$834/mo
Deposit HK$1.27M · loan HK$2.96M · min. income ≈ HK$31,646/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$45,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,349
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,889
−HK$548/mo
Today · 4.125%
HK$18,437
baseline
▲ 0.50% · 4.625%
HK$19,559
+HK$1,122/mo
Deposit HK$423K · loan HK$3.80M · min. income ≈ HK$36,874/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$45,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,301
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,818
−HK$525/mo
Today · 4.125%
HK$20,343
baseline
▲ 0.50% · 4.625%
HK$21,416
+HK$1,073/mo
Deposit HK$423K · loan HK$3.80M · min. income ≈ HK$40,686/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$45,477 · Scale 2, in force from 26 Feb 2026)