LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,386
−HK$6,044/mo
▼ 0.25% · 3.875%
HK$99,384
−HK$3,046/mo
Today · 4.125%
HK$102,430
baseline
▲ 0.50% · 4.625%
HK$108,663
+HK$6,233/mo
Deposit HK$21.13M · loan HK$21.13M · min. income ≈ HK$204,860/mo (50% DSR)
Upfront cash ≈ HK$22.93M (deposit + AVD stamp duty HK$1,796,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,229
−HK$5,793/mo
▼ 0.25% · 3.875%
HK$110,104
−HK$2,918/mo
Today · 4.125%
HK$113,022
baseline
▲ 0.50% · 4.625%
HK$118,979
+HK$5,957/mo
Deposit HK$21.13M · loan HK$21.13M · min. income ≈ HK$226,044/mo (50% DSR)
Upfront cash ≈ HK$22.93M (deposit + AVD stamp duty HK$1,796,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,663
−HK$7,253/mo
▼ 0.25% · 3.875%
HK$119,261
−HK$3,655/mo
Today · 4.125%
HK$122,916
baseline
▲ 0.50% · 4.625%
HK$130,396
+HK$7,480/mo
Deposit HK$16.91M · loan HK$25.36M · min. income ≈ HK$245,832/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,796,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,674
−HK$6,952/mo
▼ 0.25% · 3.875%
HK$132,125
−HK$3,501/mo
Today · 4.125%
HK$135,626
baseline
▲ 0.50% · 4.625%
HK$142,775
+HK$7,149/mo
Deposit HK$16.91M · loan HK$25.36M · min. income ≈ HK$271,252/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$1,796,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,940
−HK$8,462/mo
▼ 0.25% · 3.875%
HK$139,138
−HK$4,264/mo
Today · 4.125%
HK$143,402
baseline
▲ 0.50% · 4.625%
HK$152,128
+HK$8,726/mo
Deposit HK$12.68M · loan HK$29.59M · min. income ≈ HK$286,804/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,796,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,120
−HK$8,110/mo
▼ 0.25% · 3.875%
HK$154,146
−HK$4,084/mo
Today · 4.125%
HK$158,230
baseline
▲ 0.50% · 4.625%
HK$166,571
+HK$8,341/mo
Deposit HK$12.68M · loan HK$29.59M · min. income ≈ HK$316,460/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,796,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,495
−HK$10,880/mo
▼ 0.25% · 3.875%
HK$178,892
−HK$5,483/mo
Today · 4.125%
HK$184,375
baseline
▲ 0.50% · 4.625%
HK$195,593
+HK$11,218/mo
Deposit HK$4.23M · loan HK$38.04M · min. income ≈ HK$368,750/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,796,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,011
−HK$10,428/mo
▼ 0.25% · 3.875%
HK$198,188
−HK$5,251/mo
Today · 4.125%
HK$203,439
baseline
▲ 0.50% · 4.625%
HK$214,163
+HK$10,724/mo
Deposit HK$4.23M · loan HK$38.04M · min. income ≈ HK$406,878/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$1,796,468 · Scale 2, in force from 26 Feb 2026)