LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,413
−HK$6,046/mo
▼ 0.25% · 3.875%
HK$99,412
−HK$3,047/mo
Today · 4.125%
HK$102,459
baseline
▲ 0.50% · 4.625%
HK$108,693
+HK$6,234/mo
Deposit HK$21.14M · loan HK$21.14M · min. income ≈ HK$204,918/mo (50% DSR)
Upfront cash ≈ HK$22.94M (deposit + AVD stamp duty HK$1,796,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,258
−HK$5,795/mo
▼ 0.25% · 3.875%
HK$110,135
−HK$2,918/mo
Today · 4.125%
HK$113,053
baseline
▲ 0.50% · 4.625%
HK$119,013
+HK$5,960/mo
Deposit HK$21.14M · loan HK$21.14M · min. income ≈ HK$226,106/mo (50% DSR)
Upfront cash ≈ HK$22.94M (deposit + AVD stamp duty HK$1,796,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,696
−HK$7,255/mo
▼ 0.25% · 3.875%
HK$119,294
−HK$3,657/mo
Today · 4.125%
HK$122,951
baseline
▲ 0.50% · 4.625%
HK$130,432
+HK$7,481/mo
Deposit HK$16.91M · loan HK$25.37M · min. income ≈ HK$245,902/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,796,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,710
−HK$6,954/mo
▼ 0.25% · 3.875%
HK$132,162
−HK$3,502/mo
Today · 4.125%
HK$135,664
baseline
▲ 0.50% · 4.625%
HK$142,815
+HK$7,151/mo
Deposit HK$16.91M · loan HK$25.37M · min. income ≈ HK$271,328/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,796,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,978
−HK$8,464/mo
▼ 0.25% · 3.875%
HK$139,177
−HK$4,265/mo
Today · 4.125%
HK$143,442
baseline
▲ 0.50% · 4.625%
HK$152,171
+HK$8,729/mo
Deposit HK$12.68M · loan HK$29.60M · min. income ≈ HK$286,884/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,796,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,162
−HK$8,113/mo
▼ 0.25% · 3.875%
HK$154,189
−HK$4,086/mo
Today · 4.125%
HK$158,275
baseline
▲ 0.50% · 4.625%
HK$166,618
+HK$8,343/mo
Deposit HK$12.68M · loan HK$29.60M · min. income ≈ HK$316,550/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,796,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,543
−HK$10,883/mo
▼ 0.25% · 3.875%
HK$178,942
−HK$5,484/mo
Today · 4.125%
HK$184,426
baseline
▲ 0.50% · 4.625%
HK$195,648
+HK$11,222/mo
Deposit HK$4.23M · loan HK$38.05M · min. income ≈ HK$368,852/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,796,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,065
−HK$10,431/mo
▼ 0.25% · 3.875%
HK$198,243
−HK$5,253/mo
Today · 4.125%
HK$203,496
baseline
▲ 0.50% · 4.625%
HK$214,223
+HK$10,727/mo
Deposit HK$4.23M · loan HK$38.05M · min. income ≈ HK$406,992/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,796,970 · Scale 2, in force from 26 Feb 2026)