LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,431
−HK$6,047/mo
▼ 0.25% · 3.875%
HK$99,431
−HK$3,047/mo
Today · 4.125%
HK$102,478
baseline
▲ 0.50% · 4.625%
HK$108,714
+HK$6,236/mo
Deposit HK$21.14M · loan HK$21.14M · min. income ≈ HK$204,956/mo (50% DSR)
Upfront cash ≈ HK$22.94M (deposit + AVD stamp duty HK$1,797,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,279
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$110,156
−HK$2,919/mo
Today · 4.125%
HK$113,075
baseline
▲ 0.50% · 4.625%
HK$119,035
+HK$5,960/mo
Deposit HK$21.14M · loan HK$21.14M · min. income ≈ HK$226,150/mo (50% DSR)
Upfront cash ≈ HK$22.94M (deposit + AVD stamp duty HK$1,797,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,718
−HK$7,256/mo
▼ 0.25% · 3.875%
HK$119,317
−HK$3,657/mo
Today · 4.125%
HK$122,974
baseline
▲ 0.50% · 4.625%
HK$130,457
+HK$7,483/mo
Deposit HK$16.92M · loan HK$25.37M · min. income ≈ HK$245,948/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,797,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,735
−HK$6,955/mo
▼ 0.25% · 3.875%
HK$132,187
−HK$3,503/mo
Today · 4.125%
HK$135,690
baseline
▲ 0.50% · 4.625%
HK$142,842
+HK$7,152/mo
Deposit HK$16.92M · loan HK$25.37M · min. income ≈ HK$271,380/mo (50% DSR)
Upfront cash ≈ HK$18.71M (deposit + AVD stamp duty HK$1,797,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,004
−HK$8,466/mo
▼ 0.25% · 3.875%
HK$139,203
−HK$4,267/mo
Today · 4.125%
HK$143,470
baseline
▲ 0.50% · 4.625%
HK$152,200
+HK$8,730/mo
Deposit HK$12.69M · loan HK$29.60M · min. income ≈ HK$286,940/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,797,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,190
−HK$8,115/mo
▼ 0.25% · 3.875%
HK$154,218
−HK$4,087/mo
Today · 4.125%
HK$158,305
baseline
▲ 0.50% · 4.625%
HK$166,649
+HK$8,344/mo
Deposit HK$12.69M · loan HK$29.60M · min. income ≈ HK$316,610/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,797,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,576
−HK$10,885/mo
▼ 0.25% · 3.875%
HK$178,976
−HK$5,485/mo
Today · 4.125%
HK$184,461
baseline
▲ 0.50% · 4.625%
HK$195,685
+HK$11,224/mo
Deposit HK$4.23M · loan HK$38.06M · min. income ≈ HK$368,922/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,797,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,102
−HK$10,433/mo
▼ 0.25% · 3.875%
HK$198,281
−HK$5,254/mo
Today · 4.125%
HK$203,535
baseline
▲ 0.50% · 4.625%
HK$214,263
+HK$10,728/mo
Deposit HK$4.23M · loan HK$38.06M · min. income ≈ HK$407,070/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,797,312 · Scale 2, in force from 26 Feb 2026)