LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,645
−HK$605/mo
▼ 0.25% · 3.875%
HK$9,945
−HK$305/mo
Today · 4.125%
HK$10,250
baseline
▲ 0.50% · 4.625%
HK$10,873
+HK$623/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$20,500/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$46,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,730
−HK$579/mo
▼ 0.25% · 3.875%
HK$11,018
−HK$291/mo
Today · 4.125%
HK$11,309
baseline
▲ 0.50% · 4.625%
HK$11,906
+HK$597/mo
Deposit HK$2.11M · loan HK$2.11M · min. income ≈ HK$22,618/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$46,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,574
−HK$726/mo
▼ 0.25% · 3.875%
HK$11,934
−HK$366/mo
Today · 4.125%
HK$12,300
baseline
▲ 0.50% · 4.625%
HK$13,048
+HK$748/mo
Deposit HK$1.69M · loan HK$2.54M · min. income ≈ HK$24,600/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$46,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,876
−HK$695/mo
▼ 0.25% · 3.875%
HK$13,221
−HK$350/mo
Today · 4.125%
HK$13,571
baseline
▲ 0.50% · 4.625%
HK$14,287
+HK$716/mo
Deposit HK$1.69M · loan HK$2.54M · min. income ≈ HK$27,142/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$46,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,503
−HK$847/mo
▼ 0.25% · 3.875%
HK$13,923
−HK$427/mo
Today · 4.125%
HK$14,350
baseline
▲ 0.50% · 4.625%
HK$15,223
+HK$873/mo
Deposit HK$1.27M · loan HK$2.96M · min. income ≈ HK$28,700/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$46,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,022
−HK$811/mo
▼ 0.25% · 3.875%
HK$15,425
−HK$408/mo
Today · 4.125%
HK$15,833
baseline
▲ 0.50% · 4.625%
HK$16,668
+HK$835/mo
Deposit HK$1.27M · loan HK$2.96M · min. income ≈ HK$31,666/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$46,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,361
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,901
−HK$548/mo
Today · 4.125%
HK$18,449
baseline
▲ 0.50% · 4.625%
HK$19,572
+HK$1,123/mo
Deposit HK$423K · loan HK$3.81M · min. income ≈ HK$36,898/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$46,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,314
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,832
−HK$525/mo
Today · 4.125%
HK$20,357
baseline
▲ 0.50% · 4.625%
HK$21,430
+HK$1,073/mo
Deposit HK$423K · loan HK$3.81M · min. income ≈ HK$40,714/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$46,045 · Scale 2, in force from 26 Feb 2026)