LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,452
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$99,453
−HK$3,048/mo
Today · 4.125%
HK$102,501
baseline
▲ 0.50% · 4.625%
HK$108,738
+HK$6,237/mo
Deposit HK$21.15M · loan HK$21.15M · min. income ≈ HK$205,002/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$1,797,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,302
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$110,180
−HK$2,920/mo
Today · 4.125%
HK$113,100
baseline
▲ 0.50% · 4.625%
HK$119,061
+HK$5,961/mo
Deposit HK$21.15M · loan HK$21.15M · min. income ≈ HK$226,200/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$1,797,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,743
−HK$7,258/mo
▼ 0.25% · 3.875%
HK$119,343
−HK$3,658/mo
Today · 4.125%
HK$123,001
baseline
▲ 0.50% · 4.625%
HK$130,485
+HK$7,484/mo
Deposit HK$16.92M · loan HK$25.38M · min. income ≈ HK$246,002/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,797,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,763
−HK$6,956/mo
▼ 0.25% · 3.875%
HK$132,216
−HK$3,503/mo
Today · 4.125%
HK$135,719
baseline
▲ 0.50% · 4.625%
HK$142,873
+HK$7,154/mo
Deposit HK$16.92M · loan HK$25.38M · min. income ≈ HK$271,438/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,797,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,033
−HK$8,468/mo
▼ 0.25% · 3.875%
HK$139,234
−HK$4,267/mo
Today · 4.125%
HK$143,501
baseline
▲ 0.50% · 4.625%
HK$152,233
+HK$8,732/mo
Deposit HK$12.69M · loan HK$29.61M · min. income ≈ HK$287,002/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,797,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,223
−HK$8,116/mo
▼ 0.25% · 3.875%
HK$154,252
−HK$4,087/mo
Today · 4.125%
HK$158,339
baseline
▲ 0.50% · 4.625%
HK$166,686
+HK$8,347/mo
Deposit HK$12.69M · loan HK$29.61M · min. income ≈ HK$316,678/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,797,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,614
−HK$10,887/mo
▼ 0.25% · 3.875%
HK$179,015
−HK$5,486/mo
Today · 4.125%
HK$184,501
baseline
▲ 0.50% · 4.625%
HK$195,728
+HK$11,227/mo
Deposit HK$4.23M · loan HK$38.07M · min. income ≈ HK$369,002/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,797,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,144
−HK$10,435/mo
▼ 0.25% · 3.875%
HK$198,324
−HK$5,255/mo
Today · 4.125%
HK$203,579
baseline
▲ 0.50% · 4.625%
HK$214,310
+HK$10,731/mo
Deposit HK$4.23M · loan HK$38.07M · min. income ≈ HK$407,158/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,797,704 · Scale 2, in force from 26 Feb 2026)