LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,466
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$99,466
−HK$3,049/mo
Today · 4.125%
HK$102,515
baseline
▲ 0.50% · 4.625%
HK$108,753
+HK$6,238/mo
Deposit HK$21.15M · loan HK$21.15M · min. income ≈ HK$205,030/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$1,797,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,317
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$110,195
−HK$2,920/mo
Today · 4.125%
HK$113,115
baseline
▲ 0.50% · 4.625%
HK$119,077
+HK$5,962/mo
Deposit HK$21.15M · loan HK$21.15M · min. income ≈ HK$226,230/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$1,797,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,759
−HK$7,259/mo
▼ 0.25% · 3.875%
HK$119,359
−HK$3,659/mo
Today · 4.125%
HK$123,018
baseline
▲ 0.50% · 4.625%
HK$130,503
+HK$7,485/mo
Deposit HK$16.92M · loan HK$25.38M · min. income ≈ HK$246,036/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,797,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,780
−HK$6,958/mo
▼ 0.25% · 3.875%
HK$132,234
−HK$3,504/mo
Today · 4.125%
HK$135,738
baseline
▲ 0.50% · 4.625%
HK$142,893
+HK$7,155/mo
Deposit HK$16.92M · loan HK$25.38M · min. income ≈ HK$271,476/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,797,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,052
−HK$8,469/mo
▼ 0.25% · 3.875%
HK$139,253
−HK$4,268/mo
Today · 4.125%
HK$143,521
baseline
▲ 0.50% · 4.625%
HK$152,254
+HK$8,733/mo
Deposit HK$12.69M · loan HK$29.61M · min. income ≈ HK$287,042/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,797,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,244
−HK$8,117/mo
▼ 0.25% · 3.875%
HK$154,273
−HK$4,088/mo
Today · 4.125%
HK$158,361
baseline
▲ 0.50% · 4.625%
HK$166,708
+HK$8,347/mo
Deposit HK$12.69M · loan HK$29.61M · min. income ≈ HK$316,722/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,797,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,638
−HK$10,889/mo
▼ 0.25% · 3.875%
HK$179,039
−HK$5,488/mo
Today · 4.125%
HK$184,527
baseline
▲ 0.50% · 4.625%
HK$195,755
+HK$11,228/mo
Deposit HK$4.23M · loan HK$38.07M · min. income ≈ HK$369,054/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,797,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,171
−HK$10,436/mo
▼ 0.25% · 3.875%
HK$198,351
−HK$5,256/mo
Today · 4.125%
HK$203,607
baseline
▲ 0.50% · 4.625%
HK$214,339
+HK$10,732/mo
Deposit HK$4.23M · loan HK$38.07M · min. income ≈ HK$407,214/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,797,951 · Scale 2, in force from 26 Feb 2026)