LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,468
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$99,469
−HK$3,049/mo
Today · 4.125%
HK$102,518
baseline
▲ 0.50% · 4.625%
HK$108,756
+HK$6,238/mo
Deposit HK$21.15M · loan HK$21.15M · min. income ≈ HK$205,036/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$1,797,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,320
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$110,198
−HK$2,920/mo
Today · 4.125%
HK$113,118
baseline
▲ 0.50% · 4.625%
HK$119,081
+HK$5,963/mo
Deposit HK$21.15M · loan HK$21.15M · min. income ≈ HK$226,236/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$1,797,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,762
−HK$7,259/mo
▼ 0.25% · 3.875%
HK$119,363
−HK$3,658/mo
Today · 4.125%
HK$123,021
baseline
▲ 0.50% · 4.625%
HK$130,507
+HK$7,486/mo
Deposit HK$16.92M · loan HK$25.38M · min. income ≈ HK$246,042/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,797,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,784
−HK$6,958/mo
▼ 0.25% · 3.875%
HK$132,238
−HK$3,504/mo
Today · 4.125%
HK$135,742
baseline
▲ 0.50% · 4.625%
HK$142,897
+HK$7,155/mo
Deposit HK$16.92M · loan HK$25.38M · min. income ≈ HK$271,484/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,797,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,055
−HK$8,470/mo
▼ 0.25% · 3.875%
HK$139,256
−HK$4,269/mo
Today · 4.125%
HK$143,525
baseline
▲ 0.50% · 4.625%
HK$152,258
+HK$8,733/mo
Deposit HK$12.69M · loan HK$29.61M · min. income ≈ HK$287,050/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,797,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,248
−HK$8,117/mo
▼ 0.25% · 3.875%
HK$154,277
−HK$4,088/mo
Today · 4.125%
HK$158,365
baseline
▲ 0.50% · 4.625%
HK$166,713
+HK$8,348/mo
Deposit HK$12.69M · loan HK$29.61M · min. income ≈ HK$316,730/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,797,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,643
−HK$10,889/mo
▼ 0.25% · 3.875%
HK$179,044
−HK$5,488/mo
Today · 4.125%
HK$184,532
baseline
▲ 0.50% · 4.625%
HK$195,760
+HK$11,228/mo
Deposit HK$4.23M · loan HK$38.08M · min. income ≈ HK$369,064/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,797,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,176
−HK$10,436/mo
▼ 0.25% · 3.875%
HK$198,357
−HK$5,255/mo
Today · 4.125%
HK$203,612
baseline
▲ 0.50% · 4.625%
HK$214,345
+HK$10,733/mo
Deposit HK$4.23M · loan HK$38.08M · min. income ≈ HK$407,224/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,797,999 · Scale 2, in force from 26 Feb 2026)