LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,471
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$99,472
−HK$3,049/mo
Today · 4.125%
HK$102,521
baseline
▲ 0.50% · 4.625%
HK$108,759
+HK$6,238/mo
Deposit HK$21.15M · loan HK$21.15M · min. income ≈ HK$205,042/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$1,798,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,323
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$110,202
−HK$2,920/mo
Today · 4.125%
HK$113,122
baseline
▲ 0.50% · 4.625%
HK$119,084
+HK$5,962/mo
Deposit HK$21.15M · loan HK$21.15M · min. income ≈ HK$226,244/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$1,798,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,765
−HK$7,260/mo
▼ 0.25% · 3.875%
HK$119,366
−HK$3,659/mo
Today · 4.125%
HK$123,025
baseline
▲ 0.50% · 4.625%
HK$130,511
+HK$7,486/mo
Deposit HK$16.92M · loan HK$25.38M · min. income ≈ HK$246,050/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,798,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,788
−HK$6,958/mo
▼ 0.25% · 3.875%
HK$132,242
−HK$3,504/mo
Today · 4.125%
HK$135,746
baseline
▲ 0.50% · 4.625%
HK$142,901
+HK$7,155/mo
Deposit HK$16.92M · loan HK$25.38M · min. income ≈ HK$271,492/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,798,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,060
−HK$8,469/mo
▼ 0.25% · 3.875%
HK$139,261
−HK$4,268/mo
Today · 4.125%
HK$143,529
baseline
▲ 0.50% · 4.625%
HK$152,263
+HK$8,734/mo
Deposit HK$12.69M · loan HK$29.62M · min. income ≈ HK$287,058/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,798,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,253
−HK$8,117/mo
▼ 0.25% · 3.875%
HK$154,282
−HK$4,088/mo
Today · 4.125%
HK$158,370
baseline
▲ 0.50% · 4.625%
HK$166,718
+HK$8,348/mo
Deposit HK$12.69M · loan HK$29.62M · min. income ≈ HK$316,740/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,798,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,648
−HK$10,889/mo
▼ 0.25% · 3.875%
HK$179,050
−HK$5,487/mo
Today · 4.125%
HK$184,537
baseline
▲ 0.50% · 4.625%
HK$195,766
+HK$11,229/mo
Deposit HK$4.23M · loan HK$38.08M · min. income ≈ HK$369,074/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,798,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,182
−HK$10,437/mo
▼ 0.25% · 3.875%
HK$198,363
−HK$5,256/mo
Today · 4.125%
HK$203,619
baseline
▲ 0.50% · 4.625%
HK$214,352
+HK$10,733/mo
Deposit HK$4.23M · loan HK$38.08M · min. income ≈ HK$407,238/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,798,056 · Scale 2, in force from 26 Feb 2026)