LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,479
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$99,480
−HK$3,049/mo
Today · 4.125%
HK$102,529
baseline
▲ 0.50% · 4.625%
HK$108,768
+HK$6,239/mo
Deposit HK$21.16M · loan HK$21.16M · min. income ≈ HK$205,058/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$1,798,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,332
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$110,211
−HK$2,920/mo
Today · 4.125%
HK$113,131
baseline
▲ 0.50% · 4.625%
HK$119,094
+HK$5,963/mo
Deposit HK$21.16M · loan HK$21.16M · min. income ≈ HK$226,262/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$1,798,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,775
−HK$7,260/mo
▼ 0.25% · 3.875%
HK$119,376
−HK$3,659/mo
Today · 4.125%
HK$123,035
baseline
▲ 0.50% · 4.625%
HK$130,522
+HK$7,487/mo
Deposit HK$16.92M · loan HK$25.39M · min. income ≈ HK$246,070/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,798,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,799
−HK$6,958/mo
▼ 0.25% · 3.875%
HK$132,253
−HK$3,504/mo
Today · 4.125%
HK$135,757
baseline
▲ 0.50% · 4.625%
HK$142,913
+HK$7,156/mo
Deposit HK$16.92M · loan HK$25.39M · min. income ≈ HK$271,514/mo (50% DSR)
Upfront cash ≈ HK$18.72M (deposit + AVD stamp duty HK$1,798,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,071
−HK$8,470/mo
▼ 0.25% · 3.875%
HK$139,272
−HK$4,269/mo
Today · 4.125%
HK$143,541
baseline
▲ 0.50% · 4.625%
HK$152,275
+HK$8,734/mo
Deposit HK$12.69M · loan HK$29.62M · min. income ≈ HK$287,082/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,798,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,265
−HK$8,118/mo
▼ 0.25% · 3.875%
HK$154,295
−HK$4,088/mo
Today · 4.125%
HK$158,383
baseline
▲ 0.50% · 4.625%
HK$166,732
+HK$8,349/mo
Deposit HK$12.69M · loan HK$29.62M · min. income ≈ HK$316,766/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,798,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,663
−HK$10,890/mo
▼ 0.25% · 3.875%
HK$179,064
−HK$5,489/mo
Today · 4.125%
HK$184,553
baseline
▲ 0.50% · 4.625%
HK$195,782
+HK$11,229/mo
Deposit HK$4.23M · loan HK$38.08M · min. income ≈ HK$369,106/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,798,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,198
−HK$10,438/mo
▼ 0.25% · 3.875%
HK$198,379
−HK$5,257/mo
Today · 4.125%
HK$203,636
baseline
▲ 0.50% · 4.625%
HK$214,370
+HK$10,734/mo
Deposit HK$4.23M · loan HK$38.08M · min. income ≈ HK$407,272/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,798,204 · Scale 2, in force from 26 Feb 2026)