LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,648
−HK$605/mo
▼ 0.25% · 3.875%
HK$9,948
−HK$305/mo
Today · 4.125%
HK$10,253
baseline
▲ 0.50% · 4.625%
HK$10,877
+HK$624/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$20,506/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$46,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,733
−HK$580/mo
▼ 0.25% · 3.875%
HK$11,021
−HK$292/mo
Today · 4.125%
HK$11,313
baseline
▲ 0.50% · 4.625%
HK$11,910
+HK$597/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$22,626/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$46,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,578
−HK$726/mo
▼ 0.25% · 3.875%
HK$11,938
−HK$366/mo
Today · 4.125%
HK$12,304
baseline
▲ 0.50% · 4.625%
HK$13,052
+HK$748/mo
Deposit HK$1.69M · loan HK$2.54M · min. income ≈ HK$24,608/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$46,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,880
−HK$696/mo
▼ 0.25% · 3.875%
HK$13,225
−HK$351/mo
Today · 4.125%
HK$13,576
baseline
▲ 0.50% · 4.625%
HK$14,291
+HK$715/mo
Deposit HK$1.69M · loan HK$2.54M · min. income ≈ HK$27,152/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$46,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,507
−HK$847/mo
▼ 0.25% · 3.875%
HK$13,927
−HK$427/mo
Today · 4.125%
HK$14,354
baseline
▲ 0.50% · 4.625%
HK$15,228
+HK$874/mo
Deposit HK$1.27M · loan HK$2.96M · min. income ≈ HK$28,708/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$46,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,027
−HK$811/mo
▼ 0.25% · 3.875%
HK$15,430
−HK$408/mo
Today · 4.125%
HK$15,838
baseline
▲ 0.50% · 4.625%
HK$16,673
+HK$835/mo
Deposit HK$1.27M · loan HK$2.96M · min. income ≈ HK$31,676/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$46,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,366
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,907
−HK$548/mo
Today · 4.125%
HK$18,455
baseline
▲ 0.50% · 4.625%
HK$19,578
+HK$1,123/mo
Deposit HK$423K · loan HK$3.81M · min. income ≈ HK$36,910/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$46,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,320
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,838
−HK$526/mo
Today · 4.125%
HK$20,364
baseline
▲ 0.50% · 4.625%
HK$21,437
+HK$1,073/mo
Deposit HK$423K · loan HK$3.81M · min. income ≈ HK$40,728/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$46,320 · Scale 2, in force from 26 Feb 2026)