LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,649
−HK$605/mo
▼ 0.25% · 3.875%
HK$9,949
−HK$305/mo
Today · 4.125%
HK$10,254
baseline
▲ 0.50% · 4.625%
HK$10,878
+HK$624/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$20,508/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$46,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,735
−HK$580/mo
▼ 0.25% · 3.875%
HK$11,022
−HK$293/mo
Today · 4.125%
HK$11,315
baseline
▲ 0.50% · 4.625%
HK$11,911
+HK$596/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$22,630/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$46,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,579
−HK$726/mo
▼ 0.25% · 3.875%
HK$11,939
−HK$366/mo
Today · 4.125%
HK$12,305
baseline
▲ 0.50% · 4.625%
HK$13,054
+HK$749/mo
Deposit HK$1.69M · loan HK$2.54M · min. income ≈ HK$24,610/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$46,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,882
−HK$695/mo
▼ 0.25% · 3.875%
HK$13,227
−HK$350/mo
Today · 4.125%
HK$13,577
baseline
▲ 0.50% · 4.625%
HK$14,293
+HK$716/mo
Deposit HK$1.69M · loan HK$2.54M · min. income ≈ HK$27,154/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$46,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,509
−HK$847/mo
▼ 0.25% · 3.875%
HK$13,929
−HK$427/mo
Today · 4.125%
HK$14,356
baseline
▲ 0.50% · 4.625%
HK$15,229
+HK$873/mo
Deposit HK$1.27M · loan HK$2.96M · min. income ≈ HK$28,712/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$46,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,028
−HK$812/mo
▼ 0.25% · 3.875%
HK$15,431
−HK$409/mo
Today · 4.125%
HK$15,840
baseline
▲ 0.50% · 4.625%
HK$16,675
+HK$835/mo
Deposit HK$1.27M · loan HK$2.96M · min. income ≈ HK$31,680/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$46,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,368
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,909
−HK$549/mo
Today · 4.125%
HK$18,458
baseline
▲ 0.50% · 4.625%
HK$19,581
+HK$1,123/mo
Deposit HK$423K · loan HK$3.81M · min. income ≈ HK$36,916/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$46,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,322
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,840
−HK$526/mo
Today · 4.125%
HK$20,366
baseline
▲ 0.50% · 4.625%
HK$21,440
+HK$1,074/mo
Deposit HK$423K · loan HK$3.81M · min. income ≈ HK$40,732/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$46,423 · Scale 2, in force from 26 Feb 2026)