LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,494
−HK$6,051/mo
▼ 0.25% · 3.875%
HK$99,495
−HK$3,050/mo
Today · 4.125%
HK$102,545
baseline
▲ 0.50% · 4.625%
HK$108,784
+HK$6,239/mo
Deposit HK$21.16M · loan HK$21.16M · min. income ≈ HK$205,090/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$1,798,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,348
−HK$5,800/mo
▼ 0.25% · 3.875%
HK$110,227
−HK$2,921/mo
Today · 4.125%
HK$113,148
baseline
▲ 0.50% · 4.625%
HK$119,112
+HK$5,964/mo
Deposit HK$21.16M · loan HK$21.16M · min. income ≈ HK$226,296/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$1,798,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,792
−HK$7,262/mo
▼ 0.25% · 3.875%
HK$119,394
−HK$3,660/mo
Today · 4.125%
HK$123,054
baseline
▲ 0.50% · 4.625%
HK$130,541
+HK$7,487/mo
Deposit HK$16.93M · loan HK$25.39M · min. income ≈ HK$246,108/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,798,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,818
−HK$6,960/mo
▼ 0.25% · 3.875%
HK$132,273
−HK$3,505/mo
Today · 4.125%
HK$135,778
baseline
▲ 0.50% · 4.625%
HK$142,935
+HK$7,157/mo
Deposit HK$16.93M · loan HK$25.39M · min. income ≈ HK$271,556/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,798,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,091
−HK$8,472/mo
▼ 0.25% · 3.875%
HK$139,293
−HK$4,270/mo
Today · 4.125%
HK$143,563
baseline
▲ 0.50% · 4.625%
HK$152,298
+HK$8,735/mo
Deposit HK$12.70M · loan HK$29.62M · min. income ≈ HK$287,126/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,798,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,288
−HK$8,119/mo
▼ 0.25% · 3.875%
HK$154,318
−HK$4,089/mo
Today · 4.125%
HK$158,407
baseline
▲ 0.50% · 4.625%
HK$166,757
+HK$8,350/mo
Deposit HK$12.70M · loan HK$29.62M · min. income ≈ HK$316,814/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,798,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,689
−HK$10,891/mo
▼ 0.25% · 3.875%
HK$179,091
−HK$5,489/mo
Today · 4.125%
HK$184,580
baseline
▲ 0.50% · 4.625%
HK$195,812
+HK$11,232/mo
Deposit HK$4.23M · loan HK$38.09M · min. income ≈ HK$369,160/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,798,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,227
−HK$10,439/mo
▼ 0.25% · 3.875%
HK$198,409
−HK$5,257/mo
Today · 4.125%
HK$203,666
baseline
▲ 0.50% · 4.625%
HK$214,402
+HK$10,736/mo
Deposit HK$4.23M · loan HK$38.09M · min. income ≈ HK$407,332/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,798,474 · Scale 2, in force from 26 Feb 2026)