LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,498
−HK$6,051/mo
▼ 0.25% · 3.875%
HK$99,499
−HK$3,050/mo
Today · 4.125%
HK$102,549
baseline
▲ 0.50% · 4.625%
HK$108,789
+HK$6,240/mo
Deposit HK$21.16M · loan HK$21.16M · min. income ≈ HK$205,098/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$1,798,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,353
−HK$5,800/mo
▼ 0.25% · 3.875%
HK$110,232
−HK$2,921/mo
Today · 4.125%
HK$113,153
baseline
▲ 0.50% · 4.625%
HK$119,117
+HK$5,964/mo
Deposit HK$21.16M · loan HK$21.16M · min. income ≈ HK$226,306/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$1,798,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,797
−HK$7,262/mo
▼ 0.25% · 3.875%
HK$119,399
−HK$3,660/mo
Today · 4.125%
HK$123,059
baseline
▲ 0.50% · 4.625%
HK$130,547
+HK$7,488/mo
Deposit HK$16.93M · loan HK$25.39M · min. income ≈ HK$246,118/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,798,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,823
−HK$6,960/mo
▼ 0.25% · 3.875%
HK$132,278
−HK$3,505/mo
Today · 4.125%
HK$135,783
baseline
▲ 0.50% · 4.625%
HK$142,940
+HK$7,157/mo
Deposit HK$16.93M · loan HK$25.39M · min. income ≈ HK$271,566/mo (50% DSR)
Upfront cash ≈ HK$18.73M (deposit + AVD stamp duty HK$1,798,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,097
−HK$8,472/mo
▼ 0.25% · 3.875%
HK$139,299
−HK$4,270/mo
Today · 4.125%
HK$143,569
baseline
▲ 0.50% · 4.625%
HK$152,304
+HK$8,735/mo
Deposit HK$12.70M · loan HK$29.62M · min. income ≈ HK$287,138/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,798,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,294
−HK$8,120/mo
▼ 0.25% · 3.875%
HK$154,325
−HK$4,089/mo
Today · 4.125%
HK$158,414
baseline
▲ 0.50% · 4.625%
HK$166,764
+HK$8,350/mo
Deposit HK$12.70M · loan HK$29.62M · min. income ≈ HK$316,828/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,798,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,696
−HK$10,892/mo
▼ 0.25% · 3.875%
HK$179,099
−HK$5,489/mo
Today · 4.125%
HK$184,588
baseline
▲ 0.50% · 4.625%
HK$195,820
+HK$11,232/mo
Deposit HK$4.23M · loan HK$38.09M · min. income ≈ HK$369,176/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,798,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,235
−HK$10,440/mo
▼ 0.25% · 3.875%
HK$198,417
−HK$5,258/mo
Today · 4.125%
HK$203,675
baseline
▲ 0.50% · 4.625%
HK$214,411
+HK$10,736/mo
Deposit HK$4.23M · loan HK$38.09M · min. income ≈ HK$407,350/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$1,798,549 · Scale 2, in force from 26 Feb 2026)